Cheap PCP car finder
Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 8 cars live.
Monthlies below are our estimates for a £500 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.
52× valueHyundai Kona
1.0T GDi Blue Drive SE 5dr
201865,677 milesPetrol
49× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201849,970 milesPetrol
49× value−£300Toyota Aygo
1.0 VVT-i X-Play 5dr
201978,313 milesPetrol
49× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201858,384 milesPetrol
49× valueKia Picanto
1.25 2 5dr
201986,141 milesPetrol
48× valueToyota Aygo
1.0 VVT-i X 5dr
202054,359 milesPetrol
48× valuePeugeot 108
1.0 72 Collection 5dr
201950,299 milesPetrol
46× valuePeugeot 108
1.0 72 Active 5dr
201858,050 milesPetrol