Cheap PCP car finder
Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 23 cars live.
Monthlies below are our estimates for a £500 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.
53× value−£350Fiat 500
1.0 Mild Hybrid 3dr
202345,106 milesPetrol
52× valueFiat 500
1.0 Mild Hybrid Launch Edition 3dr
202150,054 milesPetrol
52× value−£250Renault Captur
1.0 TCE 100 Play 5dr
202076,421 milesPetrol
52× valueHyundai Kona
1.0T GDi Blue Drive SE 5dr
201865,677 milesPetrol
51× valueFiat 500
1.0 Mild Hybrid Dolcevita [Part Leather] 3dr
202371,644 milesPetrol
49× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201942,409 milesPetrol
49× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201849,970 milesPetrol
49× value−£300Toyota Aygo
1.0 VVT-i X-Play 5dr
201978,313 milesPetrol
49× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201858,384 milesPetrol
49× valueKia Picanto
1.25 2 5dr
201986,141 milesPetrol
48× valueToyota Aygo
1.0 VVT-i X 5dr
202054,359 milesPetrol
48× valueCitroen C3
1.2 PureTech Shine Plus 5dr
202283,218 milesPetrol
48× valueToyota Aygo
1.0 VVT-i X-Play 5dr
201863,099 milesPetrol
48× valuePeugeot 108
1.0 72 Collection 5dr
201950,299 milesPetrol
47× valuePeugeot 108
1.0 72 Collection 5dr
201947,952 milesPetrol
46× valuePeugeot 108
1.0 72 Active 5dr
201955,653 milesPetrol
46× valuePeugeot 108
1.0 72 Active 5dr
201858,050 milesPetrol
46× valueKia Picanto
1.0 2 5dr
201849,749 milesPetrol
45× valueFord Ka+
1.2 Zetec 5dr
201869,687 milesPetrol
45× valueFiat 500
1.2 Lounge 3dr
201855,046 milesPetrol
44× value−£350Toyota Aygo
1.0 VVT-i X-Clusiv 3 5dr
201767,467 milesPetrol
42× valueFiat 500
1.2 Lounge 3dr
201757,766 milesPetrol
41× valueCitroen C1 Airscape
1.2 PureTech Flair 5dr
201852,990 milesPetrol