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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 848 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£196/mo est.£11,999
See it on cinch
57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£197/mo est.£11,999
See it on cinch
57× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£181/mo est.£10,999
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£185/mo est.£11,149
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£186/mo est.£11,199
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£188/mo est.£11,299
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£182/mo est.£10,949
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£179/mo est.£10,749
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£186/mo est.£11,149
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£172/mo est.£10,349
See it on cinch
56× value

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£200/mo est.£11,899
See it on cinch
56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£168/mo est.£10,099
See it on cinch
55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£191/mo est.£11,321
See it on cinch
55× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£182/mo est.£10,799
See it on cinch
55× value

DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£197/mo est.£11,634
See it on cinch
55× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£183/mo est.£10,849
See it on cinch
55× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£199/mo est.£11,699
See it on cinch
55× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202219,953 milesPetrol

£178/mo est.£10,499
See it on cinch
55× value

MINI Hatchback

1.5 Cooper Classic 5dr

202274,732 milesPetrol

£169/mo est.£9,999
See it on cinch
55× value−£350

Toyota Aygo X

1.0 VVT-i Edge 5dr

202215,536 milesPetrol

£190/mo est.£11,149
See it on cinch
55× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,457 milesPetrol

£180/mo est.£10,599
See it on cinch
55× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202217,473 milesPetrol

£180/mo est.£10,599
See it on cinch
54× value

Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202349,714 milesPetrol

£200/mo est.£11,599
See it on cinch
54× value

SKODA KAMIQ

1.0 TSI 95 SE Drive 5dr

202250,533 milesPetrol

£192/mo est.£11,171
See it on cinch
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