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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 848 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T 114 Visia 5dr

202328,253 milesPetrol

£189/mo est.£10,994

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202247,282 milesPetrol

£191/mo est.£11,099

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DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£178/mo est.£10,399

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202332,752 milesPetrol

£180/mo est.£10,494

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line X 5dr

202164,923 milesPetrol

£200/mo est.£11,590

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Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£163/mo est.£9,554

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54× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202366,195 milesPetrol

£153/mo est.£8,999

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Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£177/mo est.£10,299

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54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£199/mo est.£11,498

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£187/mo est.£10,849

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£180/mo est.£10,442

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£172/mo est.£10,009

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SKODA SCALA

1.0 TSI SE 5dr

202044,182 milesPetrol

£185/mo est.£10,699

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Nissan Juke

1.0 DiG-T Tekna 5dr

202029,805 milesPetrol

£200/mo est.£11,499

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54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£167/mo est.£9,670

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SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

202042,751 milesPetrol

£187/mo est.£10,689

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53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£178/mo est.£10,192

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SKODA KAMIQ

1.0 TSI 95 S 5dr

202237,496 milesPetrol

£196/mo est.£11,157

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Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£197/mo est.£11,185

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53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£160/mo est.£9,216

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202364,009 milesPetrol

£198/mo est.£11,249

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53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£157/mo est.£9,058

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Volkswagen Golf

1.0 TSI Life 5dr

202382,810 milesPetrol

£197/mo est.£11,199

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Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£175/mo est.£9,999

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