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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 848 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SEAT Arona

1.0 TSI SE Technology 5dr

202252,710 milesPetrol

£191/mo est.£10,849

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£194/mo est.£10,999

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£194/mo est.£10,999

See it on cinch

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£197/mo est.£11,147

See it on cinch

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£183/mo est.£10,399

See it on cinch

SEAT Ibiza

1.0 TSI 95 SE 5dr

202349,206 milesPetrol

£186/mo est.£10,554

See it on cinch

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£156/mo est.£8,961

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202075,186 milesPetrol

£187/mo est.£10,599

See it on cinch

53× value−£350

Jeep Renegade

1.0 T3 GSE Night Eagle II 5dr

202036,928 milesPetrol

£195/mo est.£10,999

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Citroen C4

1.2 PureTech You 5dr

202342,215 milesPetrol

£186/mo est.£10,499

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MINI Hatchback

1.5 Cooper Exclusive II 5dr [Comfort/Nav Pack]

201980,928 milesPetrol

£169/mo est.£9,608

See it on cinch

53× value−£300

Renault Captur

1.0 TCE 90 Evolution 5dr

202334,705 milesPetrol

£199/mo est.£11,176

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Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£194/mo est.£10,899

See it on cinch

53× value−£300

Kia Stonic

1.0T GDi 3 5dr

201941,979 milesPetrol

£175/mo est.£9,881

See it on cinch

53× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202345,106 milesPetrol

£139/mo est.£7,999

See it on cinch

53× value−£450

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202133,892 milesPetrol

£161/mo est.£9,155

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Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£175/mo est.£9,899

See it on cinch

MINI Hatchback

1.5 Cooper Sport II 3dr [Nav Pack]

202060,855 milesPetrol

£196/mo est.£10,999

See it on cinch

52× value−£250

Kia XCeed

1.0T GDi ISG 2 5dr

202056,717 milesPetrol

£168/mo est.£9,499

See it on cinch

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£189/mo est.£10,598

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DS DS 3 Crossback

1.2 PureTech Performance Line 5dr

202019,733 milesPetrol

£187/mo est.£10,499

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Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£183/mo est.£10,299

See it on cinch

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£167/mo est.£9,456

See it on cinch

Kia Stonic

1.0T GDi 99 2 5dr

202255,092 milesPetrol

£189/mo est.£10,599

See it on cinch

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