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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 848 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201947,228 milesPetrol

£174/mo est.£9,813
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 115 Xcellence Lux [EZ] 5dr

201945,247 milesPetrol

£195/mo est.£10,917
See it on cinch
52× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£170/mo est.£9,594
See it on cinch
52× value

SKODA KAMIQ

1.0 TSI 95 S 5dr

202145,376 milesPetrol

£191/mo est.£10,694
See it on cinch
52× value

Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£197/mo est.£10,999
See it on cinch
52× value

Kia Stonic

1.0T GDi 99 2 5dr

202158,713 milesPetrol

£174/mo est.£9,799
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202035,132 milesPetrol

£153/mo est.£8,699
See it on cinch
52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£178/mo est.£9,999
See it on cinch
52× value

Renault Captur

1.0 TCE 90 S Edition 5dr

202143,739 milesPetrol

£198/mo est.£11,030
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£182/mo est.£10,194
See it on cinch
52× value

Vauxhall Astra

1.2 Turbo 145 Griffin Edition 5dr

202130,072 milesPetrol

£196/mo est.£10,899
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£169/mo est.£9,499
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

201940,452 milesPetrol

£190/mo est.£10,594
See it on cinch
52× value

Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£195/mo est.£10,859
See it on cinch
52× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201968,655 milesPetrol

£195/mo est.£10,849
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] C-Series Edition 5dr

202250,664 milesPetrol

£192/mo est.£10,702
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£169/mo est.£9,499
See it on cinch
52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202327,208 milesPetrol / lpg

£174/mo est.£9,749
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£175/mo est.£9,800
See it on cinch
52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£179/mo est.£9,999
See it on cinch
52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£171/mo est.£9,580
See it on cinch
52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£174/mo est.£9,749
See it on cinch
52× value

Citroen C4

1.2 PureTech You 5dr

202340,213 milesPetrol

£196/mo est.£10,894
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

202040,598 milesPetrol

£198/mo est.£10,999
See it on cinch
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