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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 848 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202337,876 milesPetrol / lpg

£171/mo est.£9,499
See it on cinch
52× value

Hyundai IONIQ

100kW Premium SE 38kWh 5dr Auto

202125,131 milesElectric

£200/mo est.£10,999
See it on cinch
52× value−£300

Dacia Duster

1.0 TCe 90 Comfort 5dr

202180,923 milesPetrol

£147/mo est.£8,255
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] Shine 5dr

202145,371 milesPetrol

£200/mo est.£10,999
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£171/mo est.£9,499
See it on cinch
52× value−£250

Fiat 500

1.0 Mild Hybrid Top 3dr

20248,367 milesPetrol

£200/mo est.£10,999
See it on cinch
51× value

Kia Picanto

1.25 X-Line S 5dr

202040,774 milesPetrol

£194/mo est.£10,649
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play TSS 5dr

202025,161 milesPetrol

£150/mo est.£8,399
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid 3dr

202410,032 milesPetrol

£194/mo est.£10,649
See it on cinch
51× value

Citroen C4

1.2 PureTech Sense 5dr

202240,074 milesPetrol

£191/mo est.£10,499
See it on cinch
51× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202410,370 milesPetrol

£193/mo est.£10,599
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£181/mo est.£9,999
See it on cinch
51× value

Renault Captur

1.3 TCE 130 S Edition 5dr

202064,934 milesPetrol

£187/mo est.£10,299
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202343,068 milesPetrol

£160/mo est.£8,894
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T N-Connecta 5dr [Glass Roof Pack]

201846,689 milesPetrol

£186/mo est.£10,221
See it on cinch
51× value−£450

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201952,354 milesPetrol

£159/mo est.£8,840
See it on cinch
51× value

Volkswagen Passat

1.5 TSI EVO SEL 4dr

202187,614 milesPetrol

£196/mo est.£10,749
See it on cinch
51× value

Vauxhall Corsa

1.2 Design 5dr

202330,482 milesPetrol

£189/mo est.£10,389
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£172/mo est.£9,499
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£172/mo est.£9,499
See it on cinch
51× value

SEAT Ibiza

1.0 TSI 115 FR Sport [EZ] 5dr

201971,105 milesPetrol

£182/mo est.£9,998
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£182/mo est.£9,999
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£180/mo est.£9,899
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202035,987 milesPetrol

£143/mo est.£7,999
See it on cinch
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