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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,279 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

56× value

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£217/mo est.£12,894
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£232/mo est.£13,749
See it on cinch
56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£237/mo est.£13,999
See it on cinch
56× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£231/mo est.£13,649
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£179/mo est.£10,749
See it on cinch
56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£219/mo est.£12,999
See it on cinch
56× value

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202159,352 milesPetrol

£248/mo est.£14,599
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£186/mo est.£11,149
See it on cinch
56× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202345,031 milesPetrol

£248/mo est.£14,599
See it on cinch
56× value−£400

BMW X3

xDrive20i xLine 5dr Step Auto

201756,510 milesPetrol

£249/mo est.£14,675
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Pure 5dr

202216,166 milesPetrol

£172/mo est.£10,349
See it on cinch
56× value

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£200/mo est.£11,899
See it on cinch
56× value

SKODA FABIA

1.0 TSI SE Edition 5dr

202513,285 milesPetrol

£241/mo est.£14,194
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202341,482 milesPetrol

£246/mo est.£14,469
See it on cinch
56× value

SKODA SCALA

1.0 TSI 110 SE L 5dr

202223,621 milesPetrol

£229/mo est.£13,532
See it on cinch
56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£220/mo est.£12,999
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,349 milesPetrol

£222/mo est.£13,099
See it on cinch
56× value−£300

Toyota Aygo X

1.0 VVT-i Pure 5dr

202222,001 milesPetrol

£168/mo est.£10,099
See it on cinch
56× value

SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£233/mo est.£13,711
See it on cinch
56× value

SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202424,604 milesPetrol

£249/mo est.£14,594
See it on cinch
56× value

MG ZS

1.0T GDi Exclusive 5dr

202223,181 milesPetrol

£209/mo est.£12,369
See it on cinch
56× value

SEAT Arona

1.0 TSI 110 FR 5dr

202327,225 milesPetrol

£225/mo est.£13,249
See it on cinch
56× value

SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202151,282 milesPetrol

£203/mo est.£11,999
See it on cinch
56× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202413,254 milesPetrol

£235/mo est.£13,794
See it on cinch
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