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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,279 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£212/mo est.£12,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202219,137 milesPetrol

£220/mo est.£12,949

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,085 milesPetrol

£227/mo est.£13,349

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202349,599 milesPetrol

£239/mo est.£13,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202471,897 milesPetrol

£211/mo est.£12,459

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SEAT Arona

1.0 TSI 110 XPERIENCE Lux 5dr DSG

202438,072 milesPetrol

£250/mo est.£14,599

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202421,749 milesPetrol

£233/mo est.£13,644

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55× value−£300

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202274,982 milesPetrol

£191/mo est.£11,321

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Ford Puma

1.0 EcoBoost Hybrid mHEV 155 Titanium 5dr

202322,423 milesPetrol

£247/mo est.£14,429

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202347,473 milesPetrol

£250/mo est.£14,599

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SEAT Arona

1.0 TSI 110 FR Sport 5dr

202248,380 milesPetrol

£207/mo est.£12,199

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202420,091 milesPetrol

£234/mo est.£13,699

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Peugeot 3008

1.6 Hybrid 225 GT 5dr e-EAT8

202244,736 milesPetrol plug-in hybrid

£250/mo est.£14,599

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202237,125 milesPetrol

£242/mo est.£14,149

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Volkswagen T-Cross

1.0 TSI Active 5dr

202232,281 milesPetrol

£250/mo est.£14,574

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Ford Fiesta

1.0 EcoBoost Hybrid mHEV 125 ST-Line 5dr

202318,929 milesPetrol

£226/mo est.£13,249

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202325,158 milesPetrol

£237/mo est.£13,844

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SKODA SCALA

1.0 TSI 95 SE Technology 5dr

202319,347 milesPetrol

£225/mo est.£13,194

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202312,836 milesPetrol

£249/mo est.£14,499

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202319,211 milesPetrol

£182/mo est.£10,799

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202439,815 milesPetrol

£225/mo est.£13,194

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SKODA SCALA

1.0 TSI 110 SE 5dr DSG

202314,356 milesPetrol

£247/mo est.£14,394

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DS DS 3 Crossback

1.2 PureTech Bastille 5dr

202219,068 milesPetrol

£197/mo est.£11,634

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202234,812 milesPetrol

£245/mo est.£14,299

See it on cinch

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