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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,279 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20238,311 milesPetrol

£233/mo est.£13,594

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

20236,117 milesPetrol

£235/mo est.£13,699

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BMW 3 Series

330e SE Pro 5dr Step Auto

202273,133 milesPetrol plug-in hybrid

£240/mo est.£13,999

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Nissan Juke

1.0 DiG-T 114 Tekna+ 5dr

202327,081 milesPetrol

£244/mo est.£14,199

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202322,650 milesPetrol

£242/mo est.£14,099

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Toyota Aygo X

1.0 VVT-i Pure 5dr

202318,586 milesPetrol

£183/mo est.£10,849

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202124,649 milesPetrol

£199/mo est.£11,699

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MG ZS

1.0T GDi Exclusive 5dr

202220,704 milesPetrol

£220/mo est.£12,849

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202317,706 milesPetrol

£229/mo est.£13,344

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BMW 1 Series

118i [136] Sport 5dr [Live Cockpit Professional]

202255,023 milesPetrol

£246/mo est.£14,299

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MG ZS

1.5 VTi-TECH Exclusive 5dr

202327,768 milesPetrol

£218/mo est.£12,739

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Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202324,042 milesPetrol

£219/mo est.£12,794

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202412,646 milesPetrol

£248/mo est.£14,399

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Peugeot 2008

1.2 PureTech 130 Allure 5dr

202412,604 milesPetrol

£246/mo est.£14,299

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Dacia Jogger

1.0 TCe Extreme SE 5dr

202313,754 milesPetrol

£245/mo est.£14,199

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202132,884 milesPetrol

£250/mo est.£14,499

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SEAT Arona

1.0 TSI SE Technology 5dr

202325,326 milesPetrol

£210/mo est.£12,294

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202312,568 milesPetrol

£250/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202438,061 milesPetrol

£230/mo est.£13,394

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr

202416,948 milesPetrol

£250/mo est.£14,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202352,669 milesPetrol

£243/mo est.£14,099

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Ford Fiesta

1.0 EcoBoost ST-Line X 5dr

202230,859 milesPetrol

£222/mo est.£12,954

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Audi A1

30 TFSI 110 S Line 5dr

202252,053 milesPetrol

£241/mo est.£13,999

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Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202227,086 milesElectric

£250/mo est.£14,499

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