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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,409 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£248/mo est.£14,979

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KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£234/mo est.£13,999

See it on cinch

58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£243/mo est.£14,397

See it on cinch

MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£245/mo est.£14,499

See it on cinch

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£239/mo est.£13,999

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£246/mo est.£14,299

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£236/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£223/mo est.£12,999

See it on cinch

57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£234/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£205/mo est.£11,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£246/mo est.£14,149

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£244/mo est.£13,999

See it on cinch

57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£207/mo est.£11,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£230/mo est.£13,220

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£231/mo est.£13,204

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£246/mo est.£13,989

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£231/mo est.£13,166

See it on cinch

Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£240/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£247/mo est.£13,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£191/mo est.£10,999

See it on cinch

SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£218/mo est.£12,399

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£243/mo est.£13,749

See it on cinch

56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£240/mo est.£13,549

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£227/mo est.£12,799

See it on cinch

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