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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,829 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £500 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

59× value−£300

Honda Jazz

1.5 i-MMD Hybrid SR 5dr eCVT

202227,848 milesPetrol hybrid

£249/mo est.£15,249

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£245/mo est.£14,979

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59× value−£700

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202516,270 milesPetrol

£247/mo est.£15,089

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KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£230/mo est.£13,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202431,450 milesPetrol

£249/mo est.£14,999

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58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£239/mo est.£14,397

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58× value−£400

Volkswagen T-Roc

1.5 TSI EVO R-Line 5dr

202156,902 milesPetrol

£250/mo est.£14,999

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MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£241/mo est.£14,499

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Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£234/mo est.£13,999

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£241/mo est.£14,299

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£231/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£218/mo est.£12,999

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£229/mo est.£13,549

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57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£201/mo est.£11,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£240/mo est.£14,149

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MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£238/mo est.£13,999

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57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£247/mo est.£14,499

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£247/mo est.£14,499

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57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202415,014 milesPetrol

£247/mo est.£14,499

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£202/mo est.£11,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£247/mo est.£14,499

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£225/mo est.£13,220

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£250/mo est.£14,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£225/mo est.£13,204

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