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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 89 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen Golf

2.0 TDI Life 5dr DSG

202341,914 milesDiesel

£152/mo est.£16,499

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Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£111/mo est.£13,999

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56× value−£500

Audi A3

35 TDI S Line 5dr S Tronic

202072,031 milesDiesel

£138/mo est.£15,099

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Volkswagen Golf

2.0 TDI Life 5dr DSG

202264,013 milesDiesel

£137/mo est.£14,889

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56× value−£500

Audi A3

35 TDI Technik 5dr S Tronic

202359,143 milesDiesel

£157/mo est.£15,999

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Audi A3

35 TDI Sport 5dr S Tronic

202175,464 milesDiesel

£141/mo est.£14,999

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Audi A4 Avant

30 TDI S Line 5dr S Tronic

202082,626 milesDiesel

£156/mo est.£15,813

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55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£123/mo est.£13,967

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BMW 1 Series

116d SE 5dr Step Auto

202034,295 milesDiesel

£144/mo est.£14,999

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54× value−£400

BMW 2 Series Gran Coupe

218d M Sport 4dr Step Auto

202283,194 milesDiesel

£152/mo est.£15,349

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BMW 2 Series

218d Sport 2dr Step Auto [Nav]

202024,773 milesDiesel

£155/mo est.£15,519

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Mercedes-Benz A-Class

A220d AMG Line Executive 4dr Auto

202175,464 milesDiesel

£155/mo est.£15,503

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54× value−£500

Mercedes-Benz C-Class

C300d AMG Line 2dr 9G-Tronic

201977,063 milesDiesel

£138/mo est.£14,499

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Citroen C5 Aircross

1.5 BlueHDi C-Series Edition 5dr EAT8

202227,109 milesDiesel

£149/mo est.£14,999

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BMW 1 Series

116d M Sport 5dr Step Auto

202071,807 milesDiesel

£151/mo est.£14,999

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Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£109/mo est.£12,733

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Land Rover Range Rover Evoque

2.0 D240 R-Dynamic SE 5dr Auto

201969,358 milesDiesel

£156/mo est.£15,199

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53× value−£500

Vauxhall Grandland

1.5 Turbo D Ultimate 5dr Auto

202331,965 milesDiesel

£153/mo est.£14,999

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Mercedes-Benz A-Class

A180d AMG Line Premium 5dr Auto

201953,052 milesDiesel

£154/mo est.£14,999

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Mercedes-Benz B-Class

B220d AMG Line Premium Plus 5dr Auto

202078,345 milesDiesel

£144/mo est.£14,449

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52× value−£600

Mercedes-Benz A-Class

A180d AMG Line Premium 5dr Auto

201950,029 milesDiesel

£155/mo est.£14,999

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52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£100/mo est.£12,053

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Mercedes-Benz A-Class

A200d AMG Line Premium 5dr Auto

201979,866 milesDiesel

£137/mo est.£13,969

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Peugeot 308

1.5 BlueHDi Active Premium 5dr EAT8

202376,602 milesDiesel

£101/mo est.£11,949

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