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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 247 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£111/mo est.£13,999

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Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£130/mo est.£14,880

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57× value−£350

Audi A3

30 TDI Sport 5dr [Comfort+Sound]

202050,726 milesDiesel

£135/mo est.£15,048

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56× value−£500

Audi A3

35 TDI S Line 5dr S Tronic

202072,031 milesDiesel

£138/mo est.£15,099

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Volkswagen Golf

2.0 TDI Life 5dr DSG

202264,013 milesDiesel

£137/mo est.£14,889

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Audi A3

35 TDI Sport 5dr S Tronic

202175,464 milesDiesel

£141/mo est.£14,999

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55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£123/mo est.£13,967

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SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£114/mo est.£13,466

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Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£113/mo est.£13,380

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55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£86/mo est.£11,899

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BMW 1 Series

116d SE 5dr Step Auto

202034,295 milesDiesel

£144/mo est.£14,999

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54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£92/mo est.£12,119

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DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£60/mo est.£10,399

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Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£45/mo est.£9,554

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54× value−£450

BMW X1

sDrive 18d M Sport 5dr

202181,546 milesDiesel

£140/mo est.£14,675

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54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£81/mo est.£11,498

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54× value−£500

Mercedes-Benz C-Class

C300d AMG Line 2dr 9G-Tronic

201977,063 milesDiesel

£138/mo est.£14,499

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SEAT Leon

2.0 TDI SE 5dr

202341,755 milesDiesel

£145/mo est.£14,820

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Citroen C5 Aircross

1.5 BlueHDi C-Series Edition 5dr EAT8

202227,109 milesDiesel

£149/mo est.£14,999

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BMW 1 Series

116d M Sport 5dr

202074,497 milesDiesel

£122/mo est.£13,499

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Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£118/mo est.£13,282

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Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£109/mo est.£12,799

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Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£79/mo est.£11,147

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Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£109/mo est.£12,733

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