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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,120 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 95 SE L 5dr

20252,197 milesPetrol

£103/mo est.£15,759

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Audi A3

30 TFSI Sport 5dr

202121,149 milesPetrol

£110/mo est.£15,289

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202431,450 milesPetrol

£104/mo est.£14,999

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58× value−£400

Volkswagen T-Roc

1.5 TSI EVO R-Line 5dr

202156,902 milesPetrol

£106/mo est.£14,999

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58× value−£500

SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202512,853 milesPetrol

£108/mo est.£15,089

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Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202525,569 milesPetrol

£135/mo est.£16,499

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58× value−£450

Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202533,069 milesPetrol

£127/mo est.£15,999

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Volkswagen T-Cross

1.0 TSI 115 Match 5dr

202528,441 milesPetrol

£137/mo est.£16,499

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£97/mo est.£14,299

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SEAT Leon

1.0 TSI EVO FR 5dr

202421,495 milesPetrol

£129/mo est.£15,999

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

20254,799 milesPetrol

£120/mo est.£15,549

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£109/mo est.£14,899

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57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£85/mo est.£13,549

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57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£56/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£113/mo est.£14,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202434,234 milesPetrol

£109/mo est.£14,844

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57× value−£450

SEAT Arona

1.0 TSI 115 FR Limited Edition 5dr

202416,266 milesPetrol

£112/mo est.£14,899

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202141,976 milesPetrol

£137/mo est.£16,274

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£105/mo est.£14,499

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£105/mo est.£14,499

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202415,014 milesPetrol

£105/mo est.£14,499

See it on cinch

57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£58/mo est.£11,999

See it on cinch

57× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202320,037 milesPetrol

£114/mo est.£14,999

See it on cinch

57× value−£300

Volkswagen Taigo

1.0 TSI Match 5dr

202515,255 milesPetrol

£135/mo est.£16,079

See it on cinch

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