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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,926 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202514,331 milesPetrol

£143/mo est.£15,799

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202511,769 milesPetrol

£148/mo est.£16,089

See it on cinch

58× value−£400

Honda Jazz

1.5 i-MMD Hybrid EX 5dr eCVT

202252,071 milesPetrol hybrid

£135/mo est.£15,337

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,565 milesPetrol

£144/mo est.£15,859

See it on cinch

SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£117/mo est.£14,299

See it on cinch

SEAT Leon

1.0 TSI EVO FR 5dr

202421,495 milesPetrol

£147/mo est.£15,999

See it on cinch

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

20254,799 milesPetrol

£139/mo est.£15,549

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,957 milesPetrol

£145/mo est.£15,899

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,623 milesPetrol

£145/mo est.£15,899

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202513,719 milesPetrol

£145/mo est.£15,889

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£107/mo est.£13,680

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£95/mo est.£12,999

See it on cinch

SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202516,582 milesPetrol

£128/mo est.£14,899

See it on cinch

57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£105/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£78/mo est.£11,999

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Jeep Avenger

1.2 Altitude+ 5dr

202411,669 milesPetrol

£131/mo est.£14,999

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£116/mo est.£14,149

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202410,728 milesPetrol

£129/mo est.£14,899

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202434,234 milesPetrol

£128/mo est.£14,844

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202414,063 milesPetrol hybrid

£150/mo est.£16,065

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£114/mo est.£13,999

See it on cinch

57× value−£450

SEAT Arona

1.0 TSI 115 FR Limited Edition 5dr

202416,266 milesPetrol

£130/mo est.£14,899

See it on cinch

57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202414,867 milesPetrol

£123/mo est.£14,499

See it on cinch

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

20246,566 milesPetrol hybrid

£139/mo est.£15,399

See it on cinch

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