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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,926 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Honda Jazz

1.5 i-MMD Hybrid SE 5dr eCVT

202214,600 milesPetrol hybrid

£146/mo est.£15,824

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SEAT Leon

1.5 TSI EVO SE Dynamic 5dr

202211,921 milesPetrol

£123/mo est.£14,499

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57× value−£400

Jeep Avenger

1.2 Altitude 5dr

202415,014 milesPetrol

£123/mo est.£14,499

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57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£79/mo est.£11,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£123/mo est.£14,499

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57× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202320,037 milesPetrol

£132/mo est.£14,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£101/mo est.£13,220

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Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£130/mo est.£14,880

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£125/mo est.£14,599

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Jeep Avenger

1.2 Altitude 5dr

20247,793 milesPetrol

£132/mo est.£14,999

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202513,464 milesPetrol

£143/mo est.£15,579

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SKODA SCALA

1.0 TSI 116 SE Edition 5dr

202513,225 milesPetrol

£144/mo est.£15,639

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£101/mo est.£13,204

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SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202325,232 milesPetrol

£149/mo est.£15,936

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Volkswagen Taigo

1.0 TSI 110 Life 5dr

202310,819 milesPetrol

£124/mo est.£14,499

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£115/mo est.£13,989

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SKODA SCALA

1.0 TSI 95 SE Edition 5dr

20256,643 milesPetrol

£148/mo est.£15,849

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Jeep Avenger

1.2 Altitude 5dr

20246,454 milesPetrol

£133/mo est.£14,999

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57× value−£250

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202512,889 milesPetrol

£141/mo est.£15,449

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£101/mo est.£13,166

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202226,341 milesPetrol

£121/mo est.£14,299

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Land Rover Range Rover Evoque

1.5 P300e R-Dynamic S 5dr Auto

202265,196 milesPetrol plug-in hybrid

£142/mo est.£15,499

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£109/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£116/mo est.£13,999

See it on cinch

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