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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,926 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

57× value−£500

Jeep Avenger

1.2 Altitude 5dr

202414,745 milesPetrol

£125/mo est.£14,499

See it on cinch

SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202413,194 milesPetrol

£149/mo est.£15,869

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202336,821 milesPetrol

£122/mo est.£14,349

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£63/mo est.£10,999

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Jeep Avenger

1.2 Altitude 5dr

202413,704 milesPetrol

£130/mo est.£14,799

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Jeep Avenger

1.2 Altitude 5dr

202411,265 milesPetrol

£130/mo est.£14,799

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202339,558 milesPetrol

£123/mo est.£14,399

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Jeep Avenger

1.2 Altitude 5dr

20249,039 milesPetrol

£134/mo est.£14,999

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202341,365 milesPetrol

£127/mo est.£14,599

See it on cinch

57× value−£350

Audi A3

30 TDI Sport 5dr [Comfort+Sound]

202050,726 milesDiesel

£135/mo est.£15,048

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CUPRA Formentor

1.5 TSI 150 V2 5dr

202382,063 milesPetrol

£143/mo est.£15,499

See it on cinch

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£128/mo est.£14,645

See it on cinch

SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£88/mo est.£12,399

See it on cinch

SEAT Arona

1.0 TSI 115 FR Sport 5dr DSG

202422,292 milesPetrol

£144/mo est.£15,549

See it on cinch

57× value−£350

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20255,842 milesPetrol

£136/mo est.£15,099

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£112/mo est.£13,749

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56× value−£400

Audi A3

35 TFSI Sport 5dr

202044,827 milesPetrol

£133/mo est.£14,899

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56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£109/mo est.£13,549

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Jeep Avenger

1.2 Altitude+ 5dr

202410,653 milesPetrol

£142/mo est.£15,431

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202511,123 milesPetrol

£145/mo est.£15,589

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202316,966 milesPetrol

£147/mo est.£15,699

See it on cinch

Nissan Juke

1.0 DiG-T Tekna 5dr

202424,979 milesPetrol

£122/mo est.£14,299

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£128/mo est.£14,599

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£96/mo est.£12,799

See it on cinch

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