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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,926 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £5,000 deposit over 48 months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

Jeep Avenger

1.2 Altitude 5dr

202410,854 milesPetrol

£135/mo est.£14,999

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£112/mo est.£13,699

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,452 milesPetrol

£140/mo est.£15,279

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56× value−£500

Land Rover Discovery Sport

1.5 P300e R-Dynamic HSE 5dr Auto [5 Seat]

202180,012 milesPetrol plug-in hybrid

£144/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£105/mo est.£13,299

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202318,635 milesPetrol

£146/mo est.£15,599

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£83/mo est.£12,056

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Audi A3

30 TFSI S Line 4dr

202150,595 milesPetrol

£146/mo est.£15,575

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£67/mo est.£11,149

See it on cinch

56× value−£300

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202514,963 milesPetrol

£146/mo est.£15,589

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202220,364 milesPetrol

£134/mo est.£14,904

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£68/mo est.£11,199

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£116/mo est.£13,899

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202254,058 milesPetrol

£144/mo est.£15,479

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56× value−£500

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202513,638 milesPetrol

£150/mo est.£15,779

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Audi A3

30 TFSI Sport 5dr

202234,762 milesPetrol

£145/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£118/mo est.£13,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,236 milesPetrol

£138/mo est.£15,099

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MINI Hatchback

1.5 Cooper Exclusive 5dr

202144,941 milesPetrol

£129/mo est.£14,599

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£127/mo est.£14,499

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£70/mo est.£11,299

See it on cinch

56× value−£500

Audi A3

35 TDI S Line 5dr S Tronic

202072,031 milesDiesel

£138/mo est.£15,099

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£118/mo est.£13,999

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SEAT Ibiza

1.0 TSI 115 FR Sport 5dr

202418,796 milesPetrol

£136/mo est.£14,999

See it on cinch

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