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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,926 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £5,000 deposit over 48months, at cinch’s representative 12.4% APR — the checkout quote may differ slightly.

56× value−£400

Volkswagen T-Cross

1.0 TSI 110 SE 5dr DSG

202345,567 milesPetrol

£129/mo est.£14,599
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,930 milesPetrol

£141/mo est.£15,294
See it on cinch
56× value

Hyundai BAYON

1.0 TGDi Ultimate 5dr DCT

202413,921 milesPetrol

£148/mo est.£15,649
See it on cinch
56× value−£650

SKODA SCALA

1.0 TSI 110 SE L 5dr

202327,723 milesPetrol

£120/mo est.£14,089
See it on cinch
56× value−£400

SKODA SCALA

1.0 TSI 110 Monte Carlo 5dr

202325,967 milesPetrol

£140/mo est.£15,209
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£113/mo est.£13,688
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£64/mo est.£10,949
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202228,686 milesPetrol

£125/mo est.£14,349
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£99/mo est.£12,894
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£114/mo est.£13,749
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20242,352 milesPetrol

£142/mo est.£15,294
See it on cinch
56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£119/mo est.£13,999
See it on cinch
56× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£113/mo est.£13,649
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£61/mo est.£10,749
See it on cinch
56× value

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202264,270 milesPetrol

£137/mo est.£14,999
See it on cinch
56× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202214,443 milesPetrol

£143/mo est.£15,349
See it on cinch
56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£101/mo est.£12,999
See it on cinch
56× value

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202159,352 milesPetrol

£130/mo est.£14,599
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£68/mo est.£11,149
See it on cinch
56× value

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202345,031 milesPetrol

£130/mo est.£14,599
See it on cinch
56× value−£400

BMW X3

xDrive20i xLine 5dr Step Auto

201756,510 milesPetrol

£131/mo est.£14,675
See it on cinch
56× value

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202517,212 milesPetrol

£145/mo est.£15,449
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202516,088 milesPetrol

£150/mo est.£15,694
See it on cinch
56× value−£300

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20246,452 milesPetrol

£134/mo est.£14,799
See it on cinch
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