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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 185 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Volkswagen Golf

2.0 TDI Style 5dr

202154,348 milesDiesel

£203/mo est.£14,880

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57× value−£350

Audi A3

30 TDI Sport 5dr [Comfort+Sound]

202050,726 milesDiesel

£207/mo est.£15,048

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SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£185/mo est.£13,466

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Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£184/mo est.£13,380

See it on cinch

55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£159/mo est.£11,899

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54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£164/mo est.£12,119

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DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£134/mo est.£10,399

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Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£120/mo est.£9,554

See it on cinch

54× value−£450

BMW X1

sDrive 18d M Sport 5dr

202181,546 milesDiesel

£208/mo est.£14,675

See it on cinch

54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£153/mo est.£11,498

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SEAT Leon

2.0 TDI SE 5dr

202341,755 milesDiesel

£212/mo est.£14,820

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BMW 1 Series

116d M Sport 5dr

202074,497 milesDiesel

£190/mo est.£13,499

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Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£187/mo est.£13,282

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Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£178/mo est.£12,799

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Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£150/mo est.£11,147

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Volkswagen Tiguan

2.0 TDI Life 5dr

202268,117 milesDiesel

£217/mo est.£14,999

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Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£172/mo est.£12,301

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Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£142/mo est.£10,598

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BMW X1

sDrive 18d M Sport 5dr

202082,078 milesDiesel

£202/mo est.£13,999

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Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202145,971 milesDiesel

£216/mo est.£14,799

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Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£161/mo est.£11,679

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Ford Kuga

2.0 EcoBlue mHEV ST-Line First Edition 5dr

202056,814 milesDiesel

£197/mo est.£13,694

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Volkswagen T-Roc

1.6 TDI Design 5dr

201933,827 milesDiesel

£212/mo est.£14,498

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SEAT Ateca

2.0 TDI 150 SE Technology 5dr

202282,828 milesDiesel

£168/mo est.£11,999

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