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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 31 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£141/mo est.£10,399
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£126/mo est.£9,554
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£114/mo est.£8,349
See it on cinch
51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£132/mo est.£9,056
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201959,736 milesDiesel

£140/mo est.£9,253
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£129/mo est.£8,749
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201851,031 milesDiesel

£142/mo est.£9,259
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Titanium 5dr

202071,179 milesDiesel

£139/mo est.£9,126
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201846,155 milesDiesel

£150/mo est.£9,564
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Active X 5dr

201988,150 milesDiesel

£149/mo est.£9,499
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 ST-Line Nav 5dr

202086,988 milesDiesel

£141/mo est.£9,149
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201980,751 milesDiesel

£117/mo est.£7,999
See it on cinch
48× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201971,276 milesDiesel

£139/mo est.£8,849
See it on cinch
47× value

Kia Sportage

1.7 CRDi ISG 1 5dr

201855,599 milesDiesel

£134/mo est.£8,499
See it on cinch
47× value

Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

201950,740 milesDiesel

£121/mo est.£7,749
See it on cinch
47× value−£500

Vauxhall Crossland X

1.5 Turbo D [102] Elite Nav 5dr [S/S]

202045,123 milesDiesel

£149/mo est.£8,949
See it on cinch
46× value−£250

Renault Megane

1.5 Blue dCi 115 Iconic 5dr

201965,958 milesDiesel

£126/mo est.£7,955
See it on cinch
46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

202077,682 milesDiesel

£143/mo est.£8,567
See it on cinch
46× value

SEAT Arona

1.6 TDI SE Technology Lux [EZ] 5dr

201981,861 milesDiesel

£136/mo est.£8,285
See it on cinch
46× value−£400

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201875,367 milesDiesel

£137/mo est.£8,309
See it on cinch
46× value

SEAT Arona

1.6 TDI 115 SE Technology Lux [EZ] 5dr

201983,777 milesDiesel

£142/mo est.£8,449
See it on cinch
45× value−£400

Kia Ceed

1.6 CRDi ISG 3 5dr

201865,851 milesDiesel

£150/mo est.£8,651
See it on cinch
45× value

Ford Kuga

2.0 TDCi Titanium 5dr 2WD

201875,135 milesDiesel

£143/mo est.£8,385
See it on cinch
45× value−£250

Renault Captur

1.5 dCi 90 Iconic 5dr

201946,570 milesDiesel

£140/mo est.£8,223
See it on cinch
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