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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 163 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
51× value−£800

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202232,307 milesDiesel

£192/mo PCP£12,499
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D GS Line 5dr

202270,650 milesDiesel

£163/mo PCP£10,999
See it on cinch
51× value

Vauxhall Mokka

1.5 Turbo D Elite Edition 5dr

202265,986 milesDiesel

£173/mo PCP£11,499
See it on cinch
51× value

SEAT Ateca

1.6 TDI Xcellence [EZ] 5dr DSG

202047,662 milesDiesel

£192/mo PCP£12,429
See it on cinch
51× value

Hyundai Tucson

2.0 CRDi 48V MHD Premium 5dr 4WD DCT

201962,012 milesDiesel

£199/mo PCP£12,799
See it on cinch
51× value

Vauxhall Crossland

1.5 Turbo D Ultimate 5dr

202223,500 milesDiesel

£183/mo PCP£11,976
See it on cinch
51× value

Peugeot 2008

1.5 BlueHDi 110 Allure Premium 5dr

202145,459 milesDiesel

£182/mo PCP£11,894
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Shine 5dr

202310,014 milesDiesel

£196/mo PCP£12,598
See it on cinch
51× value

Vauxhall Insignia Grand Sport

1.5 Turbo D Design 5dr

202254,046 milesDiesel

£165/mo PCP£10,990
See it on cinch
51× value

Hyundai Tucson

1.6 CRDi 48V MHD SE Nav 5dr 2WD

202045,734 milesDiesel

£185/mo PCP£11,999
See it on cinch
51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£127/mo PCP£9,056
See it on cinch
51× value

Nissan Qashqai

1.7 dCi Tekna 5dr 4WD CVT

201968,389 milesDiesel

£181/mo PCP£11,794
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Tekna 5dr

201961,033 milesDiesel

£151/mo PCP£10,251
See it on cinch
50× value

Nissan X-Trail

1.7 dCi Acenta Premium 5dr

201948,512 milesDiesel

£187/mo PCP£11,939
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE Technology 5dr DSG

201952,687 milesDiesel

£198/mo PCP£12,499
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr

201964,525 milesDiesel

£172/mo PCP£11,199
See it on cinch
50× value

Peugeot 3008

1.5 BlueHDi GT Line Premium 5dr EAT8

201973,540 milesDiesel

£189/mo PCP£12,001
See it on cinch
50× value

SKODA KAROQ

1.6 TDI SE L 5dr

201873,165 milesDiesel

£164/mo PCP£10,761
See it on cinch
50× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201959,736 milesDiesel

£134/mo PCP£9,253
See it on cinch
50× value

Ford Focus

1.5 EcoBlue 120 Active 5dr

202080,527 milesDiesel

£124/mo PCP£8,749
See it on cinch
50× value

Nissan Qashqai

1.7 dCi Tekna 5dr 4WD

202074,295 milesDiesel

£200/mo PCP£12,499
See it on cinch
49× value

SEAT Ateca

1.6 TDI SE Technology [EZ] 5dr

201969,497 milesDiesel

£152/mo PCP£10,099
See it on cinch
49× value

Peugeot 208

1.5 BlueHDi 100 Active Premium + 5dr

202223,928 milesDiesel

£198/mo PCP£12,376
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 N-Connecta 5dr [Glass Roof Pack]

201937,344 milesDiesel

£181/mo PCP£11,499
See it on cinch
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