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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 163 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
49× value

Dacia Duster

1.5 Blue dCi Prestige 5dr

202144,394 milesDiesel

£168/mo PCP£10,845
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201851,031 milesDiesel

£136/mo PCP£9,259
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Titanium 5dr

202071,179 milesDiesel

£133/mo PCP£9,126
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

201846,155 milesDiesel

£143/mo PCP£9,564
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 N-Connecta 5dr [Glass Roof Pack]

201845,994 milesDiesel

£170/mo PCP£10,899
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr

202041,092 milesDiesel

£174/mo PCP£11,076
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49× value

Ford Focus

1.5 EcoBlue 120 Active X 5dr

201988,150 milesDiesel

£142/mo PCP£9,499
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49× value

Ford Focus

1.5 EcoBlue 120 ST-Line Nav 5dr

202086,988 milesDiesel

£135/mo PCP£9,149
See it on cinch
49× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201980,751 milesDiesel

£112/mo PCP£7,999
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49× value

Ford Focus

1.5 EcoBlue 120 ST-Line Edition 5dr

202046,605 milesDiesel

£194/mo PCP£11,999
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49× value

Citroen C3

1.5 BlueHDi Shine Plus 5dr

202237,303 milesDiesel

£149/mo PCP£9,799
See it on cinch
49× value−£350

Nissan Qashqai

1.5 dCi 115 Acenta Premium 5dr DCT

201943,904 milesDiesel

£192/mo PCP£11,851
See it on cinch
49× value

Nissan Qashqai

1.5 dCi 115 N-Connecta 5dr DCT

201960,257 milesDiesel

£195/mo PCP£11,999
See it on cinch
48× value

SEAT Ateca

1.6 TDI SE Technology [EZ] 5dr

201847,592 milesDiesel

£186/mo PCP£11,539
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48× value

SKODA KAROQ

1.6 TDI SE 5dr

201865,461 milesDiesel

£170/mo PCP£10,749
See it on cinch
48× value

Audi Q2

30 TDI Sport 5dr

201964,732 milesDiesel

£195/mo PCP£11,949
See it on cinch
48× value

Kia Sportage

1.6 CRDi 48V ISG 2 5dr

202061,269 milesDiesel

£173/mo PCP£10,849
See it on cinch
48× value

Kia Sportage

1.6 CRDi 48V ISG 2 5dr

202149,621 milesDiesel

£197/mo PCP£11,999
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48× value

Peugeot 3008

1.5 BlueHDi Allure 5dr EAT8

201975,609 milesDiesel

£177/mo PCP£10,999
See it on cinch
48× value

Ford Focus

1.5 EcoBlue 120 Zetec Nav 5dr

201971,276 milesDiesel

£132/mo PCP£8,849
See it on cinch
48× value−£300

Peugeot 3008

1.5 BlueHDi Allure 5dr EAT8

201847,635 milesDiesel

£199/mo PCP£12,046
See it on cinch
48× value

Ford Focus

1.5 EcoBlue 120 Zetec 5dr Auto

202036,174 milesDiesel

£187/mo PCP£11,449
See it on cinch
48× value

Peugeot 508

1.5 BlueHDi GT Line 5dr

201973,031 milesDiesel

£158/mo PCP£10,051
See it on cinch
48× value

Ford Mondeo

2.0 EcoBlue 190 Titanium Edition 5dr Powershift

201979,429 milesDiesel

£170/mo PCP£10,599
See it on cinch
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