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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 217 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

58× value

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£186/mo est.£13,999
See it on cinch
55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£193/mo est.£13,967
See it on cinch
55× value

SEAT Leon

2.0 TDI 150 FR 5dr

202373,127 milesDiesel

£185/mo est.£13,466
See it on cinch
55× value

Audi A3

30 TDI Technik 5dr

202169,067 milesDiesel

£184/mo est.£13,380
See it on cinch
55× value−£650

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202156,636 milesDiesel

£159/mo est.£11,899
See it on cinch
54× value−£350

Ford Kuga

1.5 EcoBlue Zetec 5dr

202246,710 milesDiesel

£164/mo est.£12,119
See it on cinch
54× value

DS DS 3 Crossback

1.5 BlueHDi Prestige 5dr

202148,717 milesDiesel

£134/mo est.£10,399
See it on cinch
54× value

Citroen C4

1.5 BlueHDi Sense 5dr

202261,811 milesDiesel

£120/mo est.£9,554
See it on cinch
54× value−£350

Citroen C4

1.5 BlueHDi Sense 5dr

202229,777 milesDiesel

£153/mo est.£11,498
See it on cinch
53× value

BMW 1 Series

116d M Sport 5dr

202074,497 milesDiesel

£190/mo est.£13,499
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line Edition 5dr

202161,340 milesDiesel

£187/mo est.£13,282
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium Edition 5dr

202151,145 milesDiesel

£178/mo est.£12,799
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£150/mo est.£11,147
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£178/mo est.£12,733
See it on cinch
53× value

Ford Kuga

2.0 EcoBlue mHEV Titanium First Edition 5dr

202065,184 milesDiesel

£172/mo est.£12,301
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£142/mo est.£10,598
See it on cinch
52× value

Citroen C5 Aircross

1.5 BlueHDi 130 Flair Plus 5dr

202147,935 milesDiesel

£161/mo est.£11,679
See it on cinch
52× value

Ford Kuga

2.0 EcoBlue mHEV ST-Line First Edition 5dr

202056,814 milesDiesel

£197/mo est.£13,694
See it on cinch
52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£168/mo est.£12,053
See it on cinch
52× value

SEAT Ateca

2.0 TDI 150 SE Technology 5dr

202282,828 milesDiesel

£168/mo est.£11,999
See it on cinch
52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£140/mo est.£10,359
See it on cinch
51× value

Peugeot 308

1.5 BlueHDi Active Premium 5dr EAT8

202376,602 milesDiesel

£169/mo est.£11,949
See it on cinch
51× value−£400

SEAT Ateca

2.0 TDI 150 SE Technology 5dr DSG

202266,101 milesDiesel

£200/mo est.£13,689
See it on cinch
51× value−£350

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202226,867 milesDiesel

£183/mo est.£12,714
See it on cinch
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