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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 274 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Peugeot 308

1.5 BlueHDi Active Premium 5dr EAT8

202376,602 milesDiesel

£169/mo est.£11,949

See it on cinch

51× value−£400

SEAT Ateca

2.0 TDI 150 SE Technology 5dr DSG

202266,101 milesDiesel

£200/mo est.£13,689

See it on cinch

51× value−£350

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202226,867 milesDiesel

£183/mo est.£12,714

See it on cinch

Vauxhall Combo Life

1.5 Turbo D 130 SE 5dr

202135,699 milesDiesel

£198/mo est.£13,599

See it on cinch

Vauxhall Astra

1.5 Turbo D GS Line 5dr Auto

202268,893 milesDiesel

£175/mo est.£12,267

See it on cinch

Mercedes-Benz A-Class

A180d Sport Executive 5dr Auto

201973,950 milesDiesel

£169/mo est.£11,944

See it on cinch

SEAT Ateca

2.0 TDI 150 SE 5dr

202263,590 milesDiesel

£177/mo est.£12,399

See it on cinch

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£105/mo est.£8,349

See it on cinch

51× value−£800

DS DS 3 Crossback

1.5 BlueHDi 110 Performance Line 5dr

202232,307 milesDiesel

£179/mo est.£12,499

See it on cinch

Citroen C5 Aircross

1.5 BlueHDi 130 Shine 5dr

202124,711 milesDiesel

£187/mo est.£12,947

See it on cinch

Vauxhall Insignia Grand Sport

1.5 Turbo D GS Line 5dr

202270,650 milesDiesel

£153/mo est.£10,999

See it on cinch

Vauxhall Mokka

1.5 Turbo D Elite Edition 5dr

202265,986 milesDiesel

£162/mo est.£11,499

See it on cinch

Mercedes-Benz A-Class

A180d AMG Line 5dr Auto

201860,579 milesDiesel

£198/mo est.£13,499

See it on cinch

SEAT Ateca

1.6 TDI Xcellence [EZ] 5dr DSG

202047,662 milesDiesel

£179/mo est.£12,429

See it on cinch

Hyundai Tucson

2.0 CRDi 48V MHD Premium 5dr 4WD DCT

201962,012 milesDiesel

£185/mo est.£12,799

See it on cinch

Vauxhall Crossland

1.5 Turbo D Ultimate 5dr

202223,500 milesDiesel

£171/mo est.£11,976

See it on cinch

Peugeot 2008

1.5 BlueHDi 110 Allure Premium 5dr

202145,459 milesDiesel

£169/mo est.£11,894

See it on cinch

Mercedes-Benz A-Class

A180d Sport Executive 5dr Auto

201950,466 milesDiesel

£208/mo est.£13,999

See it on cinch

Citroen C3 Aircross

1.5 BlueHDi Shine 5dr

202310,014 milesDiesel

£182/mo est.£12,598

See it on cinch

Vauxhall Insignia Grand Sport

1.5 Turbo D Design 5dr

202254,046 milesDiesel

£154/mo est.£10,990

See it on cinch

Hyundai Tucson

1.6 CRDi 48V MHD SE Nav 5dr 2WD

202045,734 milesDiesel

£172/mo est.£11,999

See it on cinch

51× value−£400

Ford Focus

1.5 EcoBlue 120 Zetec Edition 5dr

202166,267 milesDiesel

£119/mo est.£9,056

See it on cinch

Nissan Qashqai

1.7 dCi Tekna 5dr 4WD CVT

201968,389 milesDiesel

£168/mo est.£11,794

See it on cinch

Nissan Qashqai

1.5 dCi 115 Tekna 5dr

201961,033 milesDiesel

£141/mo est.£10,251

See it on cinch

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