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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 274 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Dacia Duster

1.5 Blue dCi Prestige 5dr

202023,535 milesDiesel

£223/mo est.£11,894

See it on cinch

Mazda CX-5

2.2d Sport Nav+ 5dr Auto

201865,791 milesDiesel

£246/mo est.£12,749

See it on cinch

Kia Sportage

1.6 CRDi 48V ISG 2 5dr

202141,628 milesDiesel

£252/mo est.£12,999

See it on cinch

Kia Sportage

1.7 CRDi ISG 1 5dr

201855,599 milesDiesel

£143/mo est.£8,499

See it on cinch

DS DS 7 Crossback

2.0 BlueHDi Performance Line 5dr EAT8

201849,697 milesDiesel

£235/mo est.£12,239

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MINI Countryman

2.0 Cooper D Sport ALL4 5dr

201963,605 milesDiesel

£235/mo est.£12,253

See it on cinch

Kia Sportage

1.6 CRDi 48V ISG 2 5dr

202152,406 milesDiesel

£237/mo est.£12,349

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Dacia Duster

1.5 Blue dCi Prestige 5dr

201829,962 milesDiesel

£192/mo est.£10,499

See it on cinch

Ford Focus

1.5 EcoBlue 120 ST-Line 5dr

201942,192 milesDiesel

£218/mo est.£11,494

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Vauxhall Astra

1.5 Turbo D 105 SE 5dr

202138,474 milesDiesel

£164/mo est.£9,299

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Volkswagen T-Roc

1.6 TDI R-Line 5dr

201899,613 milesDiesel

£206/mo est.£10,999

See it on cinch

Hyundai Tucson

1.6 CRDi 136 Premium SE 5dr 2WD

201877,727 milesDiesel

£202/mo est.£10,811

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MINI Countryman

2.0 Cooper D Exclusive ALL4 5dr Auto

201981,048 milesDiesel

£229/mo est.£11,856

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MINI Clubman

2.0 Cooper D Sport 6dr Auto

201959,730 milesDiesel

£261/mo est.£13,094

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Mercedes-Benz CLA

CLA 220d WhiteArt 4dr Tip Auto

201865,286 milesDiesel

£256/mo est.£12,899

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Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

201950,740 milesDiesel

£129/mo est.£7,749

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Volkswagen Golf

2.0 TDI GT Edition 5dr DSG

201977,799 milesDiesel

£231/mo est.£11,794

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47× value−£500

Vauxhall Crossland X

1.5 Turbo D [102] Elite Nav 5dr [S/S]

202045,123 milesDiesel

£160/mo est.£8,949

See it on cinch

46× value−£250

Renault Megane

1.5 Blue dCi 115 Iconic 5dr

201965,958 milesDiesel

£135/mo est.£7,955

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Citroen C4 Cactus

1.5 BlueHDi Flair 5dr

202030,063 milesDiesel

£162/mo est.£8,999

See it on cinch

46× value−£350

BMW 1 Series

118d M Sport Shadow Edition 5dr

201877,109 milesDiesel

£204/mo est.£10,592

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Ford Mondeo

2.0 EcoBlue Titanium Edition 5dr

201963,170 milesDiesel

£211/mo est.£10,849

See it on cinch

46× value−£500

Volkswagen Golf

1.6 TDI SE 5dr DSG [Nav]

201882,041 milesDiesel

£177/mo est.£9,499

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Renault Kadjar

1.5 Blue dCi Iconic 5dr

202055,961 milesDiesel

£183/mo est.£9,716

See it on cinch

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