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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 24 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£132/mo est.£9,670
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£143/mo est.£9,899
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£134/mo est.£9,456
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£137/mo est.£9,499
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£137/mo est.£9,499
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£144/mo est.£9,800
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£142/mo est.£9,499
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£144/mo est.£9,599
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202132,069 milesElectric

£145/mo est.£9,549
See it on cinch
51× value

Renault ZOE

100kW GT Line + R135 50kWh Rapid Charge 5dr Auto

202253,140 milesElectric

£125/mo est.£8,549
See it on cinch
50× value−£450

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202123,039 milesElectric

£136/mo est.£8,945
See it on cinch
50× value

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202237,503 milesElectric

£148/mo est.£9,299
See it on cinch
50× value

MG ZS Ev

105kW Exclusive EV 45kWh 5dr Auto

202158,955 milesElectric

£148/mo est.£9,299
See it on cinch
50× value

SKODA CITIGOe iV

61kW SE 37kWh 5dr Auto

202144,357 milesElectric

£129/mo est.£8,499
See it on cinch
50× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

201952,792 milesElectric

£111/mo est.£7,699
See it on cinch
49× value

Mazda MX-30

107kW SE-L Lux 35.5kWh 5dr Auto

202259,603 milesElectric

£142/mo est.£8,999
See it on cinch
49× value

SEAT Mii

61kW One 36.8kWh 5dr Auto

202132,980 milesElectric

£144/mo est.£8,999
See it on cinch
49× value

Renault ZOE

100kW GT Line R135 50kWh Rapid Charge 5dr Auto

202139,058 milesElectric

£144/mo est.£8,999
See it on cinch
49× value

Renault ZOE

100kW S Edition R135 50kWh Rapid Charge 5dr Auto

202236,159 milesElectric

£143/mo est.£8,899
See it on cinch
49× value−£300

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202036,340 milesElectric

£134/mo est.£8,499
See it on cinch
49× value−£550

Nissan LEAF

110kW N-Connecta 40kWh 5dr Auto

202127,695 milesElectric

£147/mo est.£8,999
See it on cinch
46× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

201872,398 milesElectric

£120/mo est.£7,349
See it on cinch
44× value

smart fortwo coupe

60kW EQ Prime Premium 17kWh 2dr Auto

201928,637 milesElectric

£134/mo est.£7,299
See it on cinch
44× value

smart fortwo coupe

60kW EQ Prime Premium 17kWh 2dr Auto

202016,000 milesElectric

£148/mo est.£7,811
See it on cinch