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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 137 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Volkswagen ID.3

150kW Style Pro Performance 58kWh 5dr Auto

202039,872 milesElectric

£186/mo est.£12,549

See it on cinch

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£190/mo est.£12,499

See it on cinch

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£132/mo est.£9,670

See it on cinch

53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£196/mo est.£12,699

See it on cinch

53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£197/mo est.£12,763

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£163/mo est.£10,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£188/mo est.£12,199

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£163/mo est.£10,999

See it on cinch

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202235,055 milesElectric

£198/mo est.£12,699

See it on cinch

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£184/mo est.£11,999

See it on cinch

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£174/mo est.£11,499

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202344,722 milesElectric

£192/mo est.£12,349

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MG MG4

125kW SE EV 51kWh 5dr Auto

202319,125 milesElectric

£197/mo est.£12,599

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202323,539 milesElectric

£191/mo est.£12,299

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202322,160 milesElectric

£193/mo est.£12,399

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202340,148 milesElectric

£199/mo est.£12,649

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202216,065 milesElectric

£193/mo est.£12,349

See it on cinch

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202413,187 milesElectric

£197/mo est.£12,499

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Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202142,759 milesElectric

£199/mo est.£12,599

See it on cinch

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£164/mo est.£10,899

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£180/mo est.£11,699

See it on cinch

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202322,760 milesElectric

£199/mo est.£12,599

See it on cinch

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£143/mo est.£9,899

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202428,997 milesElectric

£196/mo est.£12,419

See it on cinch

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