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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 244 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202321,241 milesElectric

£200/mo est.£14,339

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202226,452 milesElectric

£195/mo est.£13,999

See it on cinch

Volkswagen ID.3

150kW Style Pro Performance 58kWh 5dr Auto

202039,872 milesElectric

£171/mo est.£12,549

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,714 milesElectric

£196/mo est.£13,999

See it on cinch

Volkswagen ID.3

150kW 1ST Edition Pro Power 58kWh 5dr Auto

202037,448 milesElectric

£183/mo est.£13,199

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202329,783 milesElectric

£200/mo est.£14,199

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202223,611 milesElectric

£200/mo est.£14,199

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202333,201 milesElectric

£197/mo est.£13,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202315,309 milesElectric

£197/mo est.£13,999

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£187/mo est.£13,399

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Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£172/mo est.£12,499

See it on cinch

54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£123/mo est.£9,670

See it on cinch

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202335,076 milesElectric

£199/mo est.£13,999

See it on cinch

53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£176/mo est.£12,699

See it on cinch

53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£177/mo est.£12,763

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

20232,441 milesElectric

£192/mo est.£13,599

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MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202330,791 milesElectric

£188/mo est.£13,399

See it on cinch

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202333,208 milesElectric

£182/mo est.£12,999

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£147/mo est.£10,999

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MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£169/mo est.£12,199

See it on cinch

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£147/mo est.£10,999

See it on cinch

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202235,055 milesElectric

£177/mo est.£12,699

See it on cinch

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£165/mo est.£11,999

See it on cinch

MG MG4

125kW SE EV 51kWh 5dr Auto

202422,707 milesElectric

£182/mo est.£12,970

See it on cinch

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