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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,923 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,236 milesPetrol

£217/mo PCP£15,099
See it on cinch
56× value

MINI Hatchback

1.5 Cooper Exclusive 5dr

202144,941 milesPetrol

£208/mo PCP£14,599
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£149/mo PCP£11,299
See it on cinch
56× value

MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£197/mo PCP£13,999
See it on cinch
56× value

SEAT Ibiza

1.0 TSI 115 FR Sport 5dr

202418,796 milesPetrol

£215/mo PCP£14,999
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,930 milesPetrol

£220/mo PCP£15,294
See it on cinch
56× value−£650

SKODA SCALA

1.0 TSI 110 SE L 5dr

202327,723 milesPetrol

£199/mo PCP£14,089
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56× value−£400

SKODA SCALA

1.0 TSI 110 Monte Carlo 5dr

202325,967 milesPetrol

£219/mo PCP£15,209
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£192/mo PCP£13,688
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£143/mo PCP£10,949
See it on cinch
56× value

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202510,045 milesPetrol

£234/mo PCP£16,049
See it on cinch
56× value

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202228,686 milesPetrol

£204/mo PCP£14,349
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£178/mo PCP£12,894
See it on cinch
56× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£193/mo PCP£13,749
See it on cinch
56× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

20242,352 milesPetrol

£221/mo PCP£15,294
See it on cinch
56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£198/mo PCP£13,999
See it on cinch
56× value

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£192/mo PCP£13,649
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£140/mo PCP£10,749
See it on cinch
56× value

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202264,270 milesPetrol

£216/mo PCP£14,999
See it on cinch
56× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202214,443 milesPetrol

£222/mo PCP£15,349
See it on cinch
56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£180/mo PCP£12,999
See it on cinch
56× value

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202159,352 milesPetrol

£209/mo PCP£14,599
See it on cinch
56× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202320,738 milesPetrol

£147/mo PCP£11,149
See it on cinch
56× value

SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202517,212 milesPetrol

£224/mo PCP£15,449
See it on cinch
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