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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 410 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
54× value

SKODA KAMIQ

1.0 TSI SE L 5dr DSG

202043,027 milesPetrol

£182/mo PCP£12,599
See it on cinch
54× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202324,963 milesElectric

£197/mo PCP£13,399
See it on cinch
54× value

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202333,447 milesElectric

£181/mo PCP£12,499
See it on cinch
54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£128/mo PCP£9,670
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202325,397 milesPetrol

£190/mo PCP£12,999
See it on cinch
54× value−£500

Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202360,388 milesPetrol plug-in hybrid

£185/mo PCP£12,728
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202316,896 milesPetrol

£198/mo PCP£13,399
See it on cinch
54× value

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202012,903 milesPetrol

£185/mo PCP£12,694
See it on cinch
54× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,136 milesPetrol

£196/mo PCP£13,299
See it on cinch
54× value

SEAT Arona

1.0 TSI 110 FR Red Edition 5dr DSG

202133,258 milesPetrol

£181/mo PCP£12,494
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202324,742 milesPetrol

£191/mo PCP£12,999
See it on cinch
53× value−£350

Vauxhall Mokka

100kW Ultimate 50kWh 5dr Auto

202326,418 milesElectric

£186/mo PCP£12,699
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20249,026 milesPetrol

£182/mo PCP£12,499
See it on cinch
53× value−£500

MG MG4

125kW SE EV 51kWh 5dr Auto

202317,088 milesElectric

£187/mo PCP£12,763
See it on cinch
53× value−£500

Jeep Renegade

1.3 Turbo 4xe PHEV 240 Trailhawk 5dr Auto

202173,619 milesPetrol plug-in hybrid

£176/mo PCP£12,178
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202318,450 milesPetrol

£197/mo PCP£13,299
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202324,929 milesPetrol

£196/mo PCP£13,249
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20248,066 milesPetrol

£186/mo PCP£12,699
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

20247,166 milesPetrol

£186/mo PCP£12,699
See it on cinch
53× value−£350

Citroen C5 Aircross

1.2 PureTech Shine 5dr EAT8

202365,579 milesPetrol

£182/mo PCP£12,488
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202330,791 milesElectric

£199/mo PCP£13,399
See it on cinch
53× value

MINI Hatchback

2.0 Cooper S Classic 3dr Auto [Nav Pack]

202156,214 milesPetrol

£195/mo PCP£13,152
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202333,208 milesElectric

£192/mo PCP£12,999
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202325,895 milesPetrol

£197/mo PCP£13,249
See it on cinch
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