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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 410 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202412,785 milesPetrol

£183/mo PCP£12,499
See it on cinch
53× value

SEAT Leon

1.5 eTSI 150 FR 5dr DSG

202072,769 milesPetrol

£183/mo PCP£12,499
See it on cinch
53× value

Kia Stonic

1.0T GDi 99 2 5dr DCT

202136,379 milesPetrol

£183/mo PCP£12,499
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£155/mo PCP£10,999
See it on cinch
53× value

Citroen C3

1.2 PureTech 110 Max 5dr EAT6

202411,848 milesPetrol

£187/mo PCP£12,699
See it on cinch
53× value−£500

MINI Hatchback

2.0 Cooper S Sport II 3dr Auto

201944,822 milesPetrol

£193/mo PCP£12,999
See it on cinch
53× value

Citroen C5 X

1.6 Plug-in Hybrid 225 Shine 5dr e-EAT8

202257,068 milesPetrol plug-in hybrid

£196/mo PCP£13,155
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,560 milesElectric

£178/mo PCP£12,199
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£155/mo PCP£10,999
See it on cinch
53× value

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202235,055 milesElectric

£187/mo PCP£12,699
See it on cinch
53× value

Vauxhall Corsa

1.2 Turbo Ultimate 5dr Auto

202333,187 milesPetrol

£189/mo PCP£12,799
See it on cinch
53× value

Volkswagen ID.3

110kW Life Pure Performance 45kWh 5dr Auto

202233,118 milesElectric

£174/mo PCP£11,999
See it on cinch
53× value

Ford Kuga

1.5 EcoBlue Zetec 5dr Auto

202260,051 milesDiesel

£188/mo PCP£12,733
See it on cinch
53× value

Kia Stonic

1.0T GDi 48V GT-Line 5dr DCT

202151,863 milesPetrol

£188/mo PCP£12,743
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202422,707 milesElectric

£193/mo PCP£12,970
See it on cinch
53× value

Vauxhall Mokka

100kW SRi Premium 50kWh 5dr Auto

202232,000 milesElectric

£165/mo PCP£11,499
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202344,722 milesElectric

£181/mo PCP£12,349
See it on cinch
53× value

Audi A3

30 TFSI Technik 5dr S Tronic

202284,209 milesPetrol

£186/mo PCP£12,599
See it on cinch
53× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202047,658 milesPetrol

£165/mo PCP£11,499
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202319,125 milesElectric

£186/mo PCP£12,599
See it on cinch
53× value

Kia Stonic

1.0T GDi 99 2 5dr DCT

202247,213 milesPetrol

£182/mo PCP£12,399
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202323,539 milesElectric

£180/mo PCP£12,299
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202322,160 milesElectric

£182/mo PCP£12,399
See it on cinch
53× value

MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202350,699 milesElectric

£194/mo PCP£12,999
See it on cinch
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