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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 410 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
53× value

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202318,015 milesElectric

£190/mo PCP£12,799
See it on cinch
53× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202340,148 milesElectric

£187/mo PCP£12,649
See it on cinch
53× value

DS DS 3 Crossback

1.2 PureTech 130 Performance Line 5dr EAT8

202216,748 milesPetrol

£194/mo PCP£12,999
See it on cinch
53× value

Toyota Aygo X

1.0 VVT-i Pure 5dr Auto

202432,900 milesPetrol

£194/mo PCP£12,999
See it on cinch
53× value

Citroen C4

1.2 PureTech [130] Shine Plus 5dr Auto

202118,291 milesPetrol

£194/mo PCP£12,999
See it on cinch
53× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202032,475 milesPetrol

£175/mo PCP£11,999
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202216,065 milesElectric

£182/mo PCP£12,349
See it on cinch
53× value

Fiat 500 Cabrio

87kW Icon 42kWh 2dr Auto

202213,302 milesElectric

£199/mo PCP£13,249
See it on cinch
53× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202317,185 milesElectric

£196/mo PCP£13,094
See it on cinch
53× value

Honda HR-V

1.5 i-VTEC SE CVT 5dr

201943,618 milesPetrol

£185/mo PCP£12,499
See it on cinch
53× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202413,187 milesElectric

£185/mo PCP£12,499
See it on cinch
53× value

SEAT Leon

1.4 eHybrid FR Sport 5dr DSG

202173,854 milesPetrol plug-in hybrid

£183/mo PCP£12,416
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202315,153 milesElectric

£198/mo PCP£13,199
See it on cinch
53× value

Volkswagen ID.3

150kW Life Pro Performance 58kWh 5dr Auto

202142,759 milesElectric

£187/mo PCP£12,599
See it on cinch
53× value

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£155/mo PCP£10,899
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202334,316 milesElectric

£170/mo PCP£11,699
See it on cinch
53× value

Vauxhall Mokka

100kW GS Line 50kWh 5dr Auto

202322,760 milesElectric

£187/mo PCP£12,599
See it on cinch
53× value

Fiat 500 Cabrio

87kW Red 42kWh 2dr Auto

202218,213 milesElectric

£199/mo PCP£13,199
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£136/mo PCP£9,899
See it on cinch
53× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202428,997 milesElectric

£184/mo PCP£12,419
See it on cinch
52× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202335,003 milesElectric

£173/mo PCP£11,799
See it on cinch
52× value

Hyundai i10

1.0 Advance 5dr Auto

202413,475 milesPetrol

£197/mo PCP£13,069
See it on cinch
52× value

Vauxhall Mokka

1.2 Turbo SRi Premium 5dr Auto

202253,675 milesPetrol

£186/mo PCP£12,499
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£144/mo PCP£10,299
See it on cinch
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