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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 410 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£128/mo PCP£9,456
See it on cinch
52× value

Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£158/mo PCP£10,999
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52× value

Citroen C4

1.2 PureTech [130] Shine Plus 5dr Auto

202238,376 milesPetrol

£178/mo PCP£12,046
See it on cinch
52× value

Audi Q2

35 TFSI S Line 5dr S Tronic

201980,968 milesPetrol

£188/mo PCP£12,581
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52× value

DS DS 3 Crossback

1.2 PureTech 130 Prestige 5dr EAT8

202120,633 milesPetrol

£196/mo PCP£12,999
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52× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202136,283 milesElectric

£165/mo PCP£11,349
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52× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202031,566 milesPetrol

£187/mo PCP£12,499
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52× value

MG ZS Ev

115kW Trophy EV Long Range 73kWh 5dr Auto

202256,877 milesElectric

£185/mo PCP£12,399
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52× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202217,918 milesElectric

£189/mo PCP£12,599
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52× value

MG ZS Ev

115kW SE EV Long Range 73kWh 5dr Auto

202352,701 milesElectric

£190/mo PCP£12,649
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52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

20237,839 milesElectric

£185/mo PCP£12,394
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52× value

MG MG4

125kW SE EV 51kWh 5dr Auto

202328,069 milesElectric

£187/mo PCP£12,499
See it on cinch
52× value

Nissan LEAF

110kW Tekna 39kWh 5dr Auto

202315,088 milesElectric

£178/mo PCP£11,999
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£130/mo PCP£9,499
See it on cinch
52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202416,550 milesPetrol

£178/mo PCP£11,999
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52× value−£400

Renault Koleos

1.7 Blue dCi Iconic 5dr 2WD X-Tronic

201941,698 milesDiesel

£179/mo PCP£12,053
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52× value

Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£156/mo PCP£10,859
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52× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202234,460 milesElectric

£172/mo PCP£11,694
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52× value

MG MG5

115kW Exclusive EV 61kWh 5dr Auto

202224,835 milesElectric

£175/mo PCP£11,849
See it on cinch
52× value

Citroen C3

1.2 PureTech 110 Plus 5dr EAT6

202413,124 milesPetrol

£177/mo PCP£11,949
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52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£130/mo PCP£9,499
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52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£136/mo PCP£9,800
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52× value

MG MG4

150kW SE EV Long Range 64kWh 5dr Auto

202346,172 milesElectric

£193/mo PCP£12,749
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend TSS 5dr x-shift

20218,620 milesPetrol

£190/mo PCP£12,599
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