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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 321 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£187/mo est.£13,999

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58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£195/mo est.£14,397

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MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£197/mo est.£14,499

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Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£191/mo est.£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£187/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£174/mo est.£12,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£196/mo est.£14,149

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MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£194/mo est.£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£181/mo est.£13,220

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£196/mo est.£13,989

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£193/mo est.£13,749

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SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£193/mo est.£13,699

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£197/mo est.£13,899

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£163/mo est.£11,899

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56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£183/mo est.£12,999

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£197/mo est.£13,711

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MG ZS

1.0T GDi Exclusive 5dr DCT

202133,539 milesPetrol

£175/mo est.£12,499

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,661 milesPetrol

£198/mo est.£13,524

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

202313,057 milesPetrol

£189/mo est.£12,999

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202136,700 milesPetrol

£195/mo est.£13,349

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54× value−£350

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr DCT

202350,754 milesPetrol

£172/mo est.£12,054

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,566 milesPetrol

£171/mo est.£11,999

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DS DS 3

1.2 PureTech 130 Performance Line + 5dr EAT8

202347,600 milesPetrol

£171/mo est.£11,999

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Toyota Aygo X

1.0 VVT-i Pure 5dr Auto

202313,412 milesPetrol

£189/mo est.£12,899

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