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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 627 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SKODA SCALA

1.0 TSI 116 SE Edition 5dr DSG

202515,536 milesPetrol

£199/mo est.£14,979

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KGM Tivoli

1.5 K40 5dr Auto

20244,617 milesPetrol

£184/mo est.£13,999

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58× value−£450

Nissan Juke

1.6 Hybrid Acenta Premium 5dr Auto

202414,923 milesPetrol hybrid

£191/mo est.£14,397

See it on cinch

MINI Hatchback

1.5 Cooper Sport 3dr Auto

202152,198 milesPetrol

£193/mo est.£14,499

See it on cinch

Volkswagen Golf

2.0 TDI 150 Style 5dr DSG

202271,664 milesDiesel

£186/mo est.£13,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202319,968 milesPetrol

£182/mo est.£13,680

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Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202436,260 milesPetrol

£170/mo est.£12,999

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MG ZS

1.0T GDi Exclusive 5dr DCT

202314,573 milesPetrol

£190/mo est.£14,149

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202310,545 milesPetrol

£188/mo est.£13,999

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202420,534 milesPetrol

£196/mo est.£14,499

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MG ZS

1.0T GDi Exclusive 5dr DCT

202325,529 milesPetrol

£175/mo est.£13,220

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202335,701 milesPetrol

£198/mo est.£14,599

See it on cinch

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202320,733 milesPetrol

£188/mo est.£13,989

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202339,558 milesPetrol

£196/mo est.£14,399

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DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202341,365 milesPetrol

£199/mo est.£14,599

See it on cinch

Kia Niro

1.6 GDi Hybrid 2 5dr DCT

202260,984 milesPetrol hybrid

£200/mo est.£14,645

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MG ZS

1.0T GDi Exclusive 5dr DCT

202216,962 milesPetrol

£185/mo est.£13,749

See it on cinch

DS DS 4

1.2 PureTech Performance Line + 5dr EAT8

202342,622 milesPetrol

£200/mo est.£14,599

See it on cinch

SEAT Arona

1.0 TSI 110 FR Edition 5dr DSG

202329,991 milesPetrol

£185/mo est.£13,699

See it on cinch

MG ZS

1.0T GDi Exclusive 5dr DCT

202216,033 milesPetrol

£189/mo est.£13,899

See it on cinch

Nissan Juke

1.0 DiG-T N-Connecta 5dr DCT

202422,398 milesPetrol

£199/mo est.£14,499

See it on cinch

Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202251,643 milesPetrol

£156/mo est.£11,899

See it on cinch

56× value−£400

BMW 3 Series

330e SE Pro 5dr Step Auto

202281,627 milesPetrol plug-in hybrid

£175/mo est.£12,999

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SEAT Arona

1.0 TSI 110 FR Sport 5dr DSG

202230,207 milesPetrol

£187/mo est.£13,711

See it on cinch

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