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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,078 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Renault Captur

1.6 E-Tech full hybrid 145 Engineered 5dr Auto

202310,809 milesPetrol hybrid

£238/mo est.£15,739

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Nissan Juke

1.6 Hybrid N-Connecta 5dr Auto

202317,617 milesPetrol hybrid

£237/mo est.£15,694

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MINI Hatchback

1.5 Cooper Sport 3dr Auto [Comfort/Nav Pack]

202148,300 milesPetrol

£225/mo est.£15,094

See it on cinch

55× value−£250

Hyundai BAYON

1.0 TGDi Advance 5dr DCT

20244,424 milesPetrol

£225/mo est.£15,099

See it on cinch

Hyundai BAYON

1.0 TGDi 48V MHEV Ultimate 5dr DCT

20232,645 milesPetrol

£226/mo est.£15,149

See it on cinch

BMW 3 Series

330e SE Pro 5dr Step Auto

202273,133 milesPetrol plug-in hybrid

£205/mo est.£13,999

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SEAT Arona

1.0 TSI 110 FR 5dr DSG

202322,650 milesPetrol

£207/mo est.£14,099

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MG ZS

1.0T GDi Exclusive 5dr DCT

202417,443 milesPetrol

£235/mo est.£15,594

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Nissan Juke

1.6 Hybrid Premiere Edition 5dr Auto

202233,846 milesPetrol hybrid

£225/mo est.£14,999

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Audi A3

35 TDI Sport 5dr S Tronic

202175,464 milesDiesel

£225/mo est.£14,999

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202322,343 milesPetrol

£232/mo est.£15,399

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202320,957 milesPetrol

£235/mo est.£15,549

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Nissan Juke

1.0 DiG-T 114 Tekna 5dr DCT

202312,121 milesPetrol

£234/mo est.£15,494

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Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr DCT

202132,884 milesPetrol

£215/mo est.£14,499

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Kia XCeed

1.6 GDi PHEV 3 5dr DCT

202331,940 milesPetrol plug-in hybrid

£221/mo est.£14,756

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Volkswagen ID.3

150kW Family Pro Performance 58kWh 5dr Auto

202227,086 milesElectric

£215/mo est.£14,499

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202224,498 milesPetrol

£223/mo est.£14,868

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr DCT

202346,559 milesPetrol

£206/mo est.£13,999

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Audi A4 Avant

30 TDI S Line 5dr S Tronic

202082,626 milesDiesel

£240/mo est.£15,813

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55× value−£500

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr DSG

202240,128 milesPetrol

£229/mo est.£15,199

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SKODA KAMIQ

1.0 TSI 110 SE 5dr DSG

202413,457 milesPetrol

£236/mo est.£15,549

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55× value−£350

Audi A3

35 TDI Technik 5dr S Tronic [Comfort+Sound]

202285,468 milesDiesel

£206/mo est.£13,967

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Vauxhall Corsa

1.2 Turbo 130 GS 5dr Auto

20249,661 milesPetrol

£198/mo est.£13,524

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MG MG4

150kW Trophy EV Long Range 64kWh 5dr Auto

202321,241 milesElectric

£213/mo est.£14,339

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