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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 560 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo
52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£143/mo PCP£10,194
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52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202327,208 milesPetrol / lpg

£135/mo PCP£9,749
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52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£140/mo PCP£9,999
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52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£132/mo PCP£9,580
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52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£135/mo PCP£9,749
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52× value

Nissan Qashqai

1.3 DiG-T N-Connecta 5dr [Glass Roof Pack]

201950,175 milesPetrol

£149/mo PCP£10,450
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52× value

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£101/mo PCP£7,963
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52× value

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£141/mo PCP£10,034
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52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£112/mo PCP£8,508
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52× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£131/mo PCP£9,499
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52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£99/mo PCP£7,849
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52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£141/mo PCP£9,998
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52× value

Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£137/mo PCP£9,799
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52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202220,631 milesPetrol / lpg

£147/mo PCP£10,299
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52× value−£350

Kia Picanto

1.0 2 5dr [4 seats]

202413,611 milesPetrol

£141/mo PCP£9,999
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52× value−£300

Citroen C5 Aircross

1.5 BlueHDi 130 Flair 5dr

202046,581 milesDiesel

£148/mo PCP£10,359
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52× value

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201865,677 milesPetrol

£93/mo PCP£7,499
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52× value

Fiat 500

1.0 Mild Hybrid 3dr

202337,849 milesPetrol

£124/mo PCP£9,094
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52× value−£250

Fiat 500

1.0 Mild Hybrid 3dr

202325,553 milesPetrol

£128/mo PCP£9,299
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52× value−£400

Kia Picanto

1.0 GT-line 5dr [4 seats]

202144,889 milesPetrol

£123/mo PCP£9,034
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52× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202163,062 milesPetrol

£125/mo PCP£9,129
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52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202337,876 milesPetrol / lpg

£132/mo PCP£9,499
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52× value−£300

Dacia Duster

1.0 TCe 90 Comfort 5dr

202180,923 milesPetrol

£108/mo PCP£8,255
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52× value

Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£132/mo PCP£9,499
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