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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 1,157 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

SKODA KAMIQ

1.0 TSI 110 Monte Carlo 5dr

202341,986 milesPetrol

£196/mo est.£14,299

See it on cinch

57× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202323,221 milesPetrol

£184/mo est.£13,549

See it on cinch

57× value−£400

Volkswagen Taigo

1.0 TSI 110 Life 5dr

202348,118 milesPetrol

£155/mo est.£11,999

See it on cinch

57× value−£500

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line Vignale 5dr

202375,694 milesPetrol

£157/mo est.£11,999

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202351,900 milesPetrol

£181/mo est.£13,204

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202460,244 milesPetrol

£181/mo est.£13,166

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Nissan Juke

1.0 DiG-T Acenta Premium 5dr

202516,531 milesPetrol

£190/mo est.£13,599

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Volkswagen T-Cross

1.0 TSI 110 SEL 5dr

202451,023 milesPetrol

£198/mo est.£13,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

202341,488 milesPetrol

£141/mo est.£10,999

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SEAT Leon

1.0 TSI EVO SE Dynamic 5dr

202136,956 milesPetrol

£168/mo est.£12,399

See it on cinch

56× value−£450

SEAT Ibiza

1.0 TSI 110 Xcellence 5dr

202323,468 milesPetrol

£191/mo est.£13,549

See it on cinch

56× value−£400

Ford Puma

1.0 EcoBoost Hybrid mHEV ST-Line X 5dr

202232,326 milesPetrol

£177/mo est.£12,799

See it on cinch

Volkswagen T-Cross

1.0 TSI 110 R-Line 5dr

202264,349 milesPetrol

£187/mo est.£13,299

See it on cinch

56× value−£350

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202342,456 milesPetrol

£163/mo est.£12,056

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202318,733 milesPetrol

£146/mo est.£11,149

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202317,206 milesPetrol

£147/mo est.£11,199

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£150/mo est.£11,299

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£196/mo est.£13,688

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£143/mo est.£10,949

See it on cinch

Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£181/mo est.£12,894

See it on cinch

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£197/mo est.£13,749

See it on cinch

Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£196/mo est.£13,649

See it on cinch

Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£140/mo est.£10,749

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£183/mo est.£12,999

See it on cinch

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