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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 2,120 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

Audi A3

30 TFSI Sport 5dr

202234,762 milesPetrol

£228/mo est.£15,499

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202236,936 milesPetrol

£200/mo est.£13,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,236 milesPetrol

£220/mo est.£15,099

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MINI Hatchback

1.5 Cooper Exclusive 5dr

202144,941 milesPetrol

£211/mo est.£14,599

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202315,774 milesPetrol

£150/mo est.£11,299

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MG ZS

1.0T GDi Exclusive 5dr

202415,212 milesPetrol

£200/mo est.£13,999

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SEAT Ibiza

1.0 TSI 115 FR Sport 5dr

202418,796 milesPetrol

£218/mo est.£14,999

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20254,930 milesPetrol

£223/mo est.£15,294

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56× value−£650

SKODA SCALA

1.0 TSI 110 SE L 5dr

202327,723 milesPetrol

£202/mo est.£14,089

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56× value−£400

SKODA SCALA

1.0 TSI 110 Monte Carlo 5dr

202325,967 milesPetrol

£222/mo est.£15,209

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202238,683 milesPetrol

£194/mo est.£13,688

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202323,632 milesPetrol

£144/mo est.£10,949

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SKODA KAMIQ

1.0 TSI 95 SE Edition 5dr

202510,045 milesPetrol

£238/mo est.£16,049

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Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202228,686 milesPetrol

£207/mo est.£14,349

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Toyota Aygo X

1.0 VVT-i Exclusive 5dr

202313,415 milesPetrol

£180/mo est.£12,894

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Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202315,893 milesPetrol

£196/mo est.£13,749

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Nissan Juke

1.0 DiG-T N-Connecta 5dr

20242,352 milesPetrol

£225/mo est.£15,294

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56× value−£550

BMW 2 Series Gran Coupe

218i [136] M Sport 4dr [Pro Pack]

202278,552 milesPetrol

£201/mo est.£13,999

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Ford Fiesta

1.0 EcoBoost ST-Line 5dr

20239,738 milesPetrol

£195/mo est.£13,649

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Toyota Aygo X

1.0 VVT-i Edge 5dr

202328,059 milesPetrol

£141/mo est.£10,749

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BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202264,270 milesPetrol

£219/mo est.£14,999

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56× value−£450

Volkswagen T-Cross

1.0 TSI 110 Black Edition 5dr

202214,443 milesPetrol

£226/mo est.£15,349

See it on cinch

56× value−£500

Nissan Juke

1.0 DiG-T 114 N-Connecta 5dr

202422,316 milesPetrol

£182/mo est.£12,999

See it on cinch

BMW 2 Series Gran Coupe

218i [136] Sport 4dr [Live Cockpit Professional]

202159,352 milesPetrol

£212/mo est.£14,599

See it on cinch

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