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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 479 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£142/mo est.£10,192
See it on cinch
53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£123/mo est.£9,216
See it on cinch
53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£120/mo est.£9,058
See it on cinch
53× value

Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£139/mo est.£9,999
See it on cinch
53× value

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£147/mo est.£10,399
See it on cinch
53× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£119/mo est.£8,961
See it on cinch
53× value

MINI Hatchback

1.5 Cooper Exclusive II 5dr [Comfort/Nav Pack]

201980,928 milesPetrol

£133/mo est.£9,608
See it on cinch
53× value−£300

Kia Stonic

1.0T GDi 3 5dr

201941,979 milesPetrol

£140/mo est.£9,881
See it on cinch
53× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202345,106 milesPetrol

£102/mo est.£7,999
See it on cinch
53× value−£450

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202133,892 milesPetrol

£125/mo est.£9,155
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£139/mo est.£9,899
See it on cinch
52× value−£250

Kia XCeed

1.0T GDi ISG 2 5dr

202056,717 milesPetrol

£132/mo est.£9,499
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£148/mo est.£10,299
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£131/mo est.£9,456
See it on cinch
52× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201947,228 milesPetrol

£139/mo est.£9,813
See it on cinch
52× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£134/mo est.£9,594
See it on cinch
52× value

Kia Stonic

1.0T GDi 99 2 5dr

202158,713 milesPetrol

£139/mo est.£9,799
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202035,132 milesPetrol

£117/mo est.£8,699
See it on cinch
52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£143/mo est.£9,999
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£147/mo est.£10,194
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£134/mo est.£9,499
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£134/mo est.£9,499
See it on cinch
52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202327,208 milesPetrol / lpg

£139/mo est.£9,749
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£140/mo est.£9,800
See it on cinch
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