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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 882 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

54× value

Peugeot 2008

1.2 PureTech 130 GT 5dr

202381,039 milesPetrol

£133/mo est.£10,299
See it on cinch
54× value

Toyota Aygo X

1.0 VVT-i Edge 5dr

202340,065 milesPetrol

£142/mo est.£10,849
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54× value

Ford Puma

1.0 EcoBoost Hybrid mHEV Titanium 5dr

202166,298 milesPetrol

£135/mo est.£10,442
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54× value

Nissan Juke

1.0 DiG-T N-Connecta 5dr

202051,245 milesPetrol

£128/mo est.£10,009
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54× value

SKODA SCALA

1.0 TSI SE 5dr

202044,182 milesPetrol

£140/mo est.£10,699
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54× value−£300

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202132,020 milesElectric

£123/mo est.£9,670
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53× value

SEAT Arona

1.0 TSI 115 FR [EZ] 5dr

202042,751 milesPetrol

£141/mo est.£10,689
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53× value−£300

Hyundai Kona

1.0 TGDi 48V MHEV SE Connect 5dr

202265,110 milesPetrol

£133/mo est.£10,192
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53× value

SKODA KAMIQ

1.0 TSI 95 S 5dr

202237,496 milesPetrol

£150/mo est.£11,157
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53× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201947,859 milesPetrol

£150/mo est.£11,185
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53× value−£250

SKODA KAMIQ

1.0 TSI 95 S 5dr

202165,723 milesPetrol

£116/mo est.£9,216
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53× value−£450

MINI Convertible

1.5 Cooper Classic II 2dr

201869,320 milesPetrol

£113/mo est.£9,058
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53× value

Volkswagen Golf

1.0 TSI Life 5dr

202382,810 milesPetrol

£150/mo est.£11,199
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53× value

Dacia Jogger

1.0 TCe Essential 5dr

202262,913 milesPetrol

£130/mo est.£9,999
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53× value

SEAT Arona

1.0 TSI SE Technology 5dr

202252,710 milesPetrol

£145/mo est.£10,849
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53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202237,197 milesElectric

£147/mo est.£10,999
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53× value

Vauxhall Mokka

100kW SRi Nav Premium 50kWh 5dr Auto

202133,883 milesElectric

£147/mo est.£10,999
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53× value

Ford Kuga

1.5 EcoBlue Titanium 5dr

202070,340 milesDiesel

£150/mo est.£11,147
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53× value

SEAT Arona

1.5 TSI EVO FR Sport [EZ] 5dr

201960,745 milesPetrol

£137/mo est.£10,399
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53× value

SEAT Ibiza

1.0 TSI 95 SE 5dr

202349,206 milesPetrol

£140/mo est.£10,554
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53× value

Hyundai BAYON

1.0 TGDi 48V MHEV SE Connect 5dr

202375,244 milesPetrol

£112/mo est.£8,961
See it on cinch
53× value

Ford Puma

1.0 EcoBoost Hybrid mHEV 155 ST-Line 5dr

202075,186 milesPetrol

£141/mo est.£10,599
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53× value−£350

Jeep Renegade

1.0 T3 GSE Night Eagle II 5dr

202036,928 milesPetrol

£148/mo est.£10,999
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53× value

Citroen C4

1.2 PureTech You 5dr

202342,215 milesPetrol

£140/mo est.£10,499
See it on cinch
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