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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 338 cars live.

Best value Cheapest monthly Cheapest price Newest listings

FuelPetrol Diesel Hybrid ElectricGearboxManual Automatic

Monthly≤£150 ≤£200 ≤£250 ≤£300 ≤£400

Deposit£0 £500 £1,000 £2,000 £3,000 £5,000Term36 mo 42 mo 48 mo 60 mo

Monthlies below are our estimates for a £2,000 deposit over 36 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£150/mo est.£10,034

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Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£118/mo est.£8,508

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Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£139/mo est.£9,499

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52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£103/mo est.£7,849

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Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£150/mo est.£9,998

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Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£146/mo est.£9,799

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52× value−£350

Kia Picanto

1.0 2 5dr [4 seats]

202413,611 milesPetrol

£150/mo est.£9,999

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Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201865,677 milesPetrol

£97/mo est.£7,499

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Fiat 500

1.0 Mild Hybrid 3dr

202337,849 milesPetrol

£131/mo est.£9,094

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52× value−£250

Fiat 500

1.0 Mild Hybrid 3dr

202325,553 milesPetrol

£136/mo est.£9,299

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52× value−£400

Kia Picanto

1.0 GT-line 5dr [4 seats]

202144,889 milesPetrol

£130/mo est.£9,034

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Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202163,062 milesPetrol

£133/mo est.£9,129

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Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202337,876 milesPetrol / lpg

£140/mo est.£9,499

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52× value−£300

Dacia Duster

1.0 TCe 90 Comfort 5dr

202180,923 milesPetrol

£114/mo est.£8,255

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Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£140/mo est.£9,499

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Toyota Aygo

1.0 VVT-i X-Play TSS 5dr

202025,161 milesPetrol

£117/mo est.£8,399

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Fiat 500

1.0 Mild Hybrid 3dr

202343,068 milesPetrol

£128/mo est.£8,894

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51× value−£450

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201952,354 milesPetrol

£127/mo est.£8,840

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Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£142/mo est.£9,499

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Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£142/mo est.£9,499

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Toyota Aygo

1.0 VVT-i X-Play 5dr

202035,987 milesPetrol

£110/mo est.£7,999

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Renault Clio

1.0 TCe 100 RS Line 5dr

202060,077 milesPetrol

£142/mo est.£9,499

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Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202048,586 milesPetrol

£147/mo est.£9,697

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Fiat 500

1.0 Mild Hybrid 3dr

202328,138 milesPetrol

£144/mo est.£9,594

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