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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 479 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£144/mo est.£9,999
See it on cinch
52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£136/mo est.£9,580
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52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£139/mo est.£9,749
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£103/mo est.£7,963
See it on cinch
52× value

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£145/mo est.£10,034
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£115/mo est.£8,508
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52× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£135/mo est.£9,499
See it on cinch
52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£101/mo est.£7,849
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52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£145/mo est.£9,998
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52× value

Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£141/mo est.£9,799
See it on cinch
52× value−£350

Kia Picanto

1.0 2 5dr [4 seats]

202413,611 milesPetrol

£145/mo est.£9,999
See it on cinch
52× value

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201865,677 milesPetrol

£95/mo est.£7,499
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid 3dr

202337,849 milesPetrol

£128/mo est.£9,094
See it on cinch
52× value−£250

Fiat 500

1.0 Mild Hybrid 3dr

202325,553 milesPetrol

£132/mo est.£9,299
See it on cinch
52× value−£400

Kia Picanto

1.0 GT-line 5dr [4 seats]

202144,889 milesPetrol

£127/mo est.£9,034
See it on cinch
52× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202163,062 milesPetrol

£129/mo est.£9,129
See it on cinch
52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202337,876 milesPetrol / lpg

£136/mo est.£9,499
See it on cinch
52× value−£300

Dacia Duster

1.0 TCe 90 Comfort 5dr

202180,923 milesPetrol

£111/mo est.£8,255
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201963,863 milesPetrol

£136/mo est.£9,499
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play TSS 5dr

202025,161 milesPetrol

£114/mo est.£8,399
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202239,405 milesElectric

£147/mo est.£9,999
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51× value

Fiat 500

1.0 Mild Hybrid 3dr

202343,068 milesPetrol

£125/mo est.£8,894
See it on cinch
51× value−£450

Hyundai Kona

1.0T GDi Blue Drive SE 5dr

201952,354 milesPetrol

£124/mo est.£8,840
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£137/mo est.£9,499
See it on cinch
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