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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 882 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

53× value

MINI Hatchback

1.5 Cooper Exclusive II 5dr [Comfort/Nav Pack]

201980,928 milesPetrol

£124/mo est.£9,608
See it on cinch
53× value

Nissan LEAF

110kW Shiro 39kWh 5dr Auto

202312,726 milesElectric

£147/mo est.£10,899
See it on cinch
53× value−£300

Kia Stonic

1.0T GDi 3 5dr

201941,979 milesPetrol

£129/mo est.£9,881
See it on cinch
53× value−£350

Fiat 500

1.0 Mild Hybrid 3dr

202345,106 milesPetrol

£96/mo est.£7,999
See it on cinch
53× value−£450

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202133,892 milesPetrol

£116/mo est.£9,155
See it on cinch
53× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202134,402 milesElectric

£129/mo est.£9,899
See it on cinch
53× value

MINI Hatchback

1.5 Cooper Sport II 3dr [Nav Pack]

202060,855 milesPetrol

£149/mo est.£10,999
See it on cinch
52× value−£250

Kia XCeed

1.0T GDi ISG 2 5dr

202056,717 milesPetrol

£123/mo est.£9,499
See it on cinch
52× value

Vauxhall Combo Life

1.5 Turbo D 130 Energy 5dr

202063,422 milesDiesel

£142/mo est.£10,598
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech Performance Line 5dr

202019,733 milesPetrol

£140/mo est.£10,499
See it on cinch
52× value

Mazda MX-30

107kW GT Sport Tech 35.5kWh 5dr Auto

202129,189 milesElectric

£137/mo est.£10,299
See it on cinch
52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202230,983 milesElectric

£122/mo est.£9,456
See it on cinch
52× value

Kia Stonic

1.0T GDi 99 2 5dr

202255,092 milesPetrol

£142/mo est.£10,599
See it on cinch
52× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201947,228 milesPetrol

£128/mo est.£9,813
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 115 Xcellence Lux [EZ] 5dr

201945,247 milesPetrol

£148/mo est.£10,917
See it on cinch
52× value

Kia Ceed

1.0T GDi ISG GT-Line 5dr

201966,401 milesPetrol

£125/mo est.£9,594
See it on cinch
52× value

SKODA KAMIQ

1.0 TSI 95 S 5dr

202145,376 milesPetrol

£144/mo est.£10,694
See it on cinch
52× value

Vauxhall Mokka

100kW Elite Premium 50kWh 5dr Auto

202229,277 milesElectric

£149/mo est.£10,999
See it on cinch
52× value

Kia Stonic

1.0T GDi 99 2 5dr

202158,713 milesPetrol

£128/mo est.£9,799
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202035,132 milesPetrol

£109/mo est.£8,699
See it on cinch
52× value

Kia Picanto

1.0 X-Line 5dr

202126,137 milesPetrol

£132/mo est.£9,999
See it on cinch
52× value

Renault Captur

1.0 TCE 90 S Edition 5dr

202143,739 milesPetrol

£150/mo est.£11,030
See it on cinch
52× value

Kia Stonic

1.0T GDi 4 5dr

201952,036 milesPetrol

£135/mo est.£10,194
See it on cinch
52× value

Vauxhall Astra

1.2 Turbo 145 Griffin Edition 5dr

202130,072 milesPetrol

£148/mo est.£10,899
See it on cinch
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