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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 479 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 42 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

51× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£137/mo est.£9,499
See it on cinch
51× value

SEAT Ibiza

1.0 TSI 115 FR Sport [EZ] 5dr

201971,105 milesPetrol

£148/mo est.£9,998
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51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£148/mo est.£9,999
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51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£146/mo est.£9,899
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51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202035,987 milesPetrol

£107/mo est.£7,999
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51× value

Renault Clio

1.0 TCe 100 RS Line 5dr

202060,077 milesPetrol

£137/mo est.£9,499
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51× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202048,586 milesPetrol

£142/mo est.£9,697
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51× value−£350

Kia Stonic

1.0T GDi 2 5dr

202039,710 milesPetrol

£148/mo est.£9,994
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51× value

Fiat 500

1.0 Mild Hybrid 3dr

202328,138 milesPetrol

£139/mo est.£9,594
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51× value−£400

Fiat 500

1.0 Mild Hybrid 3dr

202322,572 milesPetrol

£137/mo est.£9,499
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51× value

MINI Hatchback

1.5 Cooper Classic II 3dr [Comfort Pack]

201839,018 milesPetrol

£139/mo est.£9,599
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51× value

Fiat 500

1.0 Mild Hybrid 3dr

202335,612 milesPetrol

£133/mo est.£9,294
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51× value

Fiat 500

1.0 Mild Hybrid 3dr

202329,308 milesPetrol

£139/mo est.£9,594
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51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£139/mo est.£9,599
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51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£114/mo est.£8,349
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51× value

Suzuki Ignis

1.2 Dualjet SHVS SZ3 5dr

202029,715 milesPetrol

£117/mo est.£8,499
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51× value−£300

SEAT Ibiza

1.0 TSI 95 SE Technology [EZ] 5dr

201952,289 milesPetrol

£130/mo est.£9,101
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51× value

Fiat 500

1.0 Mild Hybrid 3dr

202332,408 milesPetrol

£139/mo est.£9,499
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51× value−£300

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202320,378 milesPetrol

£134/mo est.£9,299
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51× value

Fiat 500

1.0 Mild Hybrid Top 3dr

202333,209 milesPetrol

£141/mo est.£9,604
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51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202132,069 milesElectric

£140/mo est.£9,549
See it on cinch
51× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201955,388 milesPetrol

£149/mo est.£9,999
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51× value

Vauxhall Corsa

1.2 Elite Edition 5dr

202239,088 milesPetrol

£149/mo est.£9,999
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51× value

MG MG5

115kW Excite EV 61kWh 5dr Auto

202246,979 milesElectric

£149/mo est.£9,999
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