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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value — how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 882 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60 months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

52× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202121,180 milesElectric

£123/mo est.£9,499
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

201940,452 milesPetrol

£143/mo est.£10,594
See it on cinch
52× value

Nissan Juke

1.0 DiG-T Tekna+ 5dr DCT

202078,376 milesPetrol

£147/mo est.£10,859
See it on cinch
52× value

Volkswagen T-Cross

1.0 TSI SE 5dr

201968,655 milesPetrol

£147/mo est.£10,849
See it on cinch
52× value

Citroen C4

1.2 PureTech [130] C-Series Edition 5dr

202250,664 milesPetrol

£145/mo est.£10,702
See it on cinch
52× value

Dacia Spring

27kWh Expression 65 48kW 5dr Auto

20251,503 milesElectric

£123/mo est.£9,499
See it on cinch
52× value

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202327,208 milesPetrol / lpg

£128/mo est.£9,749
See it on cinch
52× value−£450

Dacia Spring

27kWh Extreme 65 48kW 5dr Auto

20244,053 milesElectric

£129/mo est.£9,800
See it on cinch
52× value

Kia Stonic

1.0T GDi 2 5dr

202031,485 milesPetrol

£132/mo est.£9,999
See it on cinch
52× value

Ford Focus

1.0 EcoBoost Active 5dr

202286,178 milesPetrol

£125/mo est.£9,580
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52× value−£300

Dacia Sandero Stepway

1.0 TCe Bi-Fuel Expression 5dr

202325,989 milesPetrol / lpg

£128/mo est.£9,749
See it on cinch
52× value

Citroen C4

1.2 PureTech You 5dr

202340,213 milesPetrol

£148/mo est.£10,894
See it on cinch
52× value

SEAT Ibiza

1.0 TSI 95 Xcellence [EZ] 5dr

202040,598 milesPetrol

£150/mo est.£10,999
See it on cinch
52× value

Nissan Qashqai

1.3 DiG-T N-Connecta 5dr [Glass Roof Pack]

201950,175 milesPetrol

£141/mo est.£10,450
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid Launch Edition 3dr

202150,054 milesPetrol

£97/mo est.£7,963
See it on cinch
52× value

MINI Hatchback

1.5 Cooper Classic II 5dr [Comfort Pack]

202056,610 milesPetrol

£133/mo est.£10,034
See it on cinch
52× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202036,426 milesPetrol

£107/mo est.£8,508
See it on cinch
52× value

Dacia Duster

1.0 TCe 90 Essential 5dr

202359,712 milesPetrol

£124/mo est.£9,499
See it on cinch
52× value−£250

Renault Captur

1.0 TCE 100 Play 5dr

202076,421 milesPetrol

£95/mo est.£7,849
See it on cinch
52× value

MG ZS

1.5 VTi-TECH Excite 5dr

202240,221 milesPetrol

£146/mo est.£10,749
See it on cinch
52× value

DS DS 3 Crossback

1.2 PureTech 130 Performance Line 5dr EAT8

202042,911 milesPetrol

£148/mo est.£10,849
See it on cinch
52× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202310,672 milesElectric

£145/mo est.£10,660
See it on cinch
52× value

Dacia Duster

1.0 TCe 100 Bi-Fuel Essential 5dr

202218,886 milesPetrol / lpg

£133/mo est.£9,998
See it on cinch
52× value

Fiat 500

1.0 Mild Hybrid 3dr

202310,956 milesPetrol

£129/mo est.£9,799
See it on cinch
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