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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 882 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202234,536 milesElectric

£125/mo est.£9,499
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Trend 5dr

202026,368 milesPetrol

£125/mo est.£9,499
See it on cinch
51× value

SEAT Ibiza

1.0 TSI 115 FR Sport [EZ] 5dr

201971,105 milesPetrol

£134/mo est.£9,998
See it on cinch
51× value

Mazda MX-30

107kW Prime Line 35.5kWh 5dr Auto

202223,678 milesElectric

£134/mo est.£9,999
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202124,225 milesElectric

£133/mo est.£9,899
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202035,987 milesPetrol

£99/mo est.£7,999
See it on cinch
51× value

Renault Clio

1.0 TCe 100 RS Line 5dr

202060,077 milesPetrol

£125/mo est.£9,499
See it on cinch
51× value

Peugeot 208

1.2 PureTech 100 Allure Premium 5dr

202048,586 milesPetrol

£129/mo est.£9,697
See it on cinch
51× value−£350

Kia Stonic

1.0T GDi 2 5dr

202039,710 milesPetrol

£134/mo est.£9,994
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202328,138 milesPetrol

£127/mo est.£9,594
See it on cinch
51× value−£400

Fiat 500

1.0 Mild Hybrid 3dr

202322,572 milesPetrol

£125/mo est.£9,499
See it on cinch
51× value

MINI Hatchback

1.5 Cooper Classic II 3dr [Comfort Pack]

201839,018 milesPetrol

£127/mo est.£9,599
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202335,612 milesPetrol

£122/mo est.£9,294
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202329,308 milesPetrol

£127/mo est.£9,594
See it on cinch
51× value

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto

202219,437 milesElectric

£127/mo est.£9,599
See it on cinch
51× value

Citroen C3 Aircross

1.5 BlueHDi Flair 5dr [6 speed]

201949,204 milesDiesel

£105/mo est.£8,349
See it on cinch
51× value

Hyundai Kona

1.0T GDi Play Edition 5dr

202044,385 milesPetrol

£148/mo est.£10,749
See it on cinch
51× value

Kia Ceed

1.0T GDi ISG 3 5dr

202056,625 milesPetrol

£144/mo est.£10,549
See it on cinch
51× value−£350

Renault Captur

1.0 TCE 100 Iconic 5dr

202042,362 milesPetrol

£139/mo est.£10,241
See it on cinch
51× value

Fiat 500E

87kW Icon 42kWh 3dr Auto

202226,225 milesElectric

£149/mo est.£10,799
See it on cinch
51× value

Suzuki Ignis

1.2 Dualjet SHVS SZ3 5dr

202029,715 milesPetrol

£108/mo est.£8,499
See it on cinch
51× value−£300

SEAT Ibiza

1.0 TSI 95 SE Technology [EZ] 5dr

201952,289 milesPetrol

£119/mo est.£9,101
See it on cinch
51× value−£300

Kia Ceed

1.0T GDi ISG 3 5dr

201941,253 milesPetrol

£147/mo est.£10,681
See it on cinch
51× value−£300

Hyundai i10

1.0 T-GDi N Line 5dr

202037,174 milesPetrol

£140/mo est.£10,268
See it on cinch
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