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Cheap PCP car finder

Every car on cinch ranked by deposit-neutral PCP value— how many pounds of car each pound of monthly payment buys, with cinch’s £2,000 default deposit spread back into the monthly (12.4% APR, 48 months — their own representative terms). Higher is better. 882 cars live.

Best valueCheapest monthlyCheapest priceNewest listings
FuelPetrolDieselHybridElectricGearboxManualAutomatic
Monthly≤£150≤£200≤£250≤£300≤£400
Deposit£0£500£1,000£2,000£3,000£5,000Term36 mo42 mo48 mo60 mo

Monthlies below are our estimates for a £2,000 deposit over 60months, at cinch’s representative 12.4% APR (balloon re-estimated for the term) — the checkout quote may differ slightly.

51× value

Fiat 500

1.0 Mild Hybrid 3dr

202332,408 milesPetrol

£126/mo est.£9,499
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202320,378 milesPetrol

£122/mo est.£9,299
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Top 3dr

202333,209 milesPetrol

£128/mo est.£9,604
See it on cinch
51× value

Nissan LEAF

110kW Tekna 40kWh 5dr Auto

202132,069 milesElectric

£127/mo est.£9,549
See it on cinch
51× value

Volkswagen T-Roc

1.0 TSI SE 5dr

201882,542 milesPetrol

£144/mo est.£10,499
See it on cinch
51× value

MG MG5

115kW Exclusive EV 53kWh 5dr Auto

202137,743 milesElectric

£137/mo est.£10,099
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202413,149 milesPetrol

£149/mo est.£10,749
See it on cinch
51× value

Nissan LEAF

160kW e+ N-Connecta 59kWh 5dr Auto

202261,149 milesElectric

£141/mo est.£10,349
See it on cinch
51× value

Citroen C5 Aircross

1.2 PureTech 130 Flair 5dr

201955,388 milesPetrol

£135/mo est.£9,999
See it on cinch
51× value

Vauxhall Corsa

1.2 Elite Edition 5dr

202239,088 milesPetrol

£135/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202414,256 milesPetrol

£148/mo est.£10,699
See it on cinch
51× value

MG MG3

1.5 VTi-TECH Exclusive 5dr [Navigation]

20234,688 milesPetrol

£142/mo est.£10,399
See it on cinch
51× value

MG MG5

115kW Excite EV 61kWh 5dr Auto

202246,979 milesElectric

£135/mo est.£9,999
See it on cinch
51× value

Toyota Aygo

1.0 VVT-i X-Play 5dr

202028,461 milesPetrol

£110/mo est.£8,599
See it on cinch
51× value−£300

Fiat 500

1.0 Mild Hybrid Lounge 3dr

202126,793 milesPetrol

£105/mo est.£8,299
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202412,828 milesPetrol

£150/mo est.£10,799
See it on cinch
51× value−£300

Nissan LEAF

110kW N-Connecta 39kWh 5dr Auto [ProPilot Pack]

202226,224 milesElectric

£136/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202337,458 milesPetrol

£121/mo est.£9,199
See it on cinch
51× value

Nissan Qashqai

1.3 DiG-T Acenta Premium 5dr

201950,014 milesPetrol

£136/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid 3dr

202330,350 milesPetrol

£126/mo est.£9,457
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202316,673 milesPetrol

£136/mo est.£9,999
See it on cinch
51× value

Citroen C3

1.2 PureTech Plus 5dr

202317,178 milesPetrol

£136/mo est.£9,999
See it on cinch
51× value

Fiat 500

1.0 Mild Hybrid Dolcevita [Part Leather] 3dr

202312,077 milesPetrol

£132/mo est.£9,799
See it on cinch
51× value

Citroen C4

1.2 PureTech Sense 5dr

202347,151 milesPetrol

£146/mo est.£10,574
See it on cinch
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